LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,477
−HK$2,287/mo
▼ 0.25% · 3.875%
HK$37,612
−HK$1,152/mo
Today · 4.125%
HK$38,764
baseline
▲ 0.50% · 4.625%
HK$41,123
+HK$2,359/mo
Deposit HK$8.00M · loan HK$8.00M · min. income ≈ HK$77,528/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$599,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,580
−HK$2,193/mo
▼ 0.25% · 3.875%
HK$41,669
−HK$1,104/mo
Today · 4.125%
HK$42,773
baseline
▲ 0.50% · 4.625%
HK$45,027
+HK$2,254/mo
Deposit HK$8.00M · loan HK$8.00M · min. income ≈ HK$85,546/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$599,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,772
−HK$2,745/mo
▼ 0.25% · 3.875%
HK$45,134
−HK$1,383/mo
Today · 4.125%
HK$46,517
baseline
▲ 0.50% · 4.625%
HK$49,348
+HK$2,831/mo
Deposit HK$6.40M · loan HK$9.60M · min. income ≈ HK$93,034/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$599,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,696
−HK$2,631/mo
▼ 0.25% · 3.875%
HK$50,002
−HK$1,325/mo
Today · 4.125%
HK$51,327
baseline
▲ 0.50% · 4.625%
HK$54,033
+HK$2,706/mo
Deposit HK$6.40M · loan HK$9.60M · min. income ≈ HK$102,654/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$599,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,068
−HK$3,202/mo
▼ 0.25% · 3.875%
HK$52,656
−HK$1,614/mo
Today · 4.125%
HK$54,270
baseline
▲ 0.50% · 4.625%
HK$57,572
+HK$3,302/mo
Deposit HK$4.80M · loan HK$11.20M · min. income ≈ HK$108,540/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$599,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,812
−HK$3,070/mo
▼ 0.25% · 3.875%
HK$58,336
−HK$1,546/mo
Today · 4.125%
HK$59,882
baseline
▲ 0.50% · 4.625%
HK$63,038
+HK$3,156/mo
Deposit HK$4.80M · loan HK$11.20M · min. income ≈ HK$119,764/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$599,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,658
−HK$4,118/mo
▼ 0.25% · 3.875%
HK$67,701
−HK$2,075/mo
Today · 4.125%
HK$69,776
baseline
▲ 0.50% · 4.625%
HK$74,022
+HK$4,246/mo
Deposit HK$1.60M · loan HK$14.40M · min. income ≈ HK$139,552/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$599,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,044
−HK$3,947/mo
▼ 0.25% · 3.875%
HK$75,003
−HK$1,988/mo
Today · 4.125%
HK$76,991
baseline
▲ 0.50% · 4.625%
HK$81,049
+HK$4,058/mo
Deposit HK$1.60M · loan HK$14.40M · min. income ≈ HK$153,982/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$599,882 · Scale 2, in force from 26 Feb 2026)