LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,477
−HK$2,288/mo
▼ 0.25% · 3.875%
HK$37,612
−HK$1,153/mo
Today · 4.125%
HK$38,765
baseline
▲ 0.50% · 4.625%
HK$41,124
+HK$2,359/mo
Deposit HK$8.00M · loan HK$8.00M · min. income ≈ HK$77,530/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$599,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,581
−HK$2,192/mo
▼ 0.25% · 3.875%
HK$41,669
−HK$1,104/mo
Today · 4.125%
HK$42,773
baseline
▲ 0.50% · 4.625%
HK$45,028
+HK$2,255/mo
Deposit HK$8.00M · loan HK$8.00M · min. income ≈ HK$85,546/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$599,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,773
−HK$2,745/mo
▼ 0.25% · 3.875%
HK$45,135
−HK$1,383/mo
Today · 4.125%
HK$46,518
baseline
▲ 0.50% · 4.625%
HK$49,348
+HK$2,830/mo
Deposit HK$6.40M · loan HK$9.60M · min. income ≈ HK$93,036/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$599,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,697
−HK$2,631/mo
▼ 0.25% · 3.875%
HK$50,003
−HK$1,325/mo
Today · 4.125%
HK$51,328
baseline
▲ 0.50% · 4.625%
HK$54,034
+HK$2,706/mo
Deposit HK$6.40M · loan HK$9.60M · min. income ≈ HK$102,656/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$599,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,068
−HK$3,203/mo
▼ 0.25% · 3.875%
HK$52,657
−HK$1,614/mo
Today · 4.125%
HK$54,271
baseline
▲ 0.50% · 4.625%
HK$57,573
+HK$3,302/mo
Deposit HK$4.80M · loan HK$11.20M · min. income ≈ HK$108,542/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$599,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,813
−HK$3,070/mo
▼ 0.25% · 3.875%
HK$58,337
−HK$1,546/mo
Today · 4.125%
HK$59,883
baseline
▲ 0.50% · 4.625%
HK$63,039
+HK$3,156/mo
Deposit HK$4.80M · loan HK$11.20M · min. income ≈ HK$119,766/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$599,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,659
−HK$4,118/mo
▼ 0.25% · 3.875%
HK$67,702
−HK$2,075/mo
Today · 4.125%
HK$69,777
baseline
▲ 0.50% · 4.625%
HK$74,023
+HK$4,246/mo
Deposit HK$1.60M · loan HK$14.40M · min. income ≈ HK$139,554/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$599,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,045
−HK$3,947/mo
▼ 0.25% · 3.875%
HK$75,005
−HK$1,987/mo
Today · 4.125%
HK$76,992
baseline
▲ 0.50% · 4.625%
HK$81,050
+HK$4,058/mo
Deposit HK$1.60M · loan HK$14.40M · min. income ≈ HK$153,984/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$599,892 · Scale 2, in force from 26 Feb 2026)