LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,479
−HK$2,288/mo
▼ 0.25% · 3.875%
HK$37,614
−HK$1,153/mo
Today · 4.125%
HK$38,767
baseline
▲ 0.50% · 4.625%
HK$41,125
+HK$2,358/mo
Deposit HK$8.00M · loan HK$8.00M · min. income ≈ HK$77,534/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$599,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,583
−HK$2,192/mo
▼ 0.25% · 3.875%
HK$41,671
−HK$1,104/mo
Today · 4.125%
HK$42,775
baseline
▲ 0.50% · 4.625%
HK$45,030
+HK$2,255/mo
Deposit HK$8.00M · loan HK$8.00M · min. income ≈ HK$85,550/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$599,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,775
−HK$2,745/mo
▼ 0.25% · 3.875%
HK$45,137
−HK$1,383/mo
Today · 4.125%
HK$46,520
baseline
▲ 0.50% · 4.625%
HK$49,351
+HK$2,831/mo
Deposit HK$6.40M · loan HK$9.60M · min. income ≈ HK$93,040/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$599,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,699
−HK$2,631/mo
▼ 0.25% · 3.875%
HK$50,005
−HK$1,325/mo
Today · 4.125%
HK$51,330
baseline
▲ 0.50% · 4.625%
HK$54,036
+HK$2,706/mo
Deposit HK$6.40M · loan HK$9.60M · min. income ≈ HK$102,660/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$599,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,071
−HK$3,202/mo
▼ 0.25% · 3.875%
HK$52,659
−HK$1,614/mo
Today · 4.125%
HK$54,273
baseline
▲ 0.50% · 4.625%
HK$57,576
+HK$3,303/mo
Deposit HK$4.80M · loan HK$11.20M · min. income ≈ HK$108,546/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$599,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,816
−HK$3,069/mo
▼ 0.25% · 3.875%
HK$58,339
−HK$1,546/mo
Today · 4.125%
HK$59,885
baseline
▲ 0.50% · 4.625%
HK$63,042
+HK$3,157/mo
Deposit HK$4.80M · loan HK$11.20M · min. income ≈ HK$119,770/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$599,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,662
−HK$4,118/mo
▼ 0.25% · 3.875%
HK$67,705
−HK$2,075/mo
Today · 4.125%
HK$69,780
baseline
▲ 0.50% · 4.625%
HK$74,026
+HK$4,246/mo
Deposit HK$1.60M · loan HK$14.40M · min. income ≈ HK$139,560/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$599,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,049
−HK$3,946/mo
▼ 0.25% · 3.875%
HK$75,008
−HK$1,987/mo
Today · 4.125%
HK$76,995
baseline
▲ 0.50% · 4.625%
HK$81,054
+HK$4,059/mo
Deposit HK$1.60M · loan HK$14.40M · min. income ≈ HK$153,990/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$599,918 · Scale 2, in force from 26 Feb 2026)