LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,481
−HK$2,288/mo
▼ 0.25% · 3.875%
HK$37,616
−HK$1,153/mo
Today · 4.125%
HK$38,769
baseline
▲ 0.50% · 4.625%
HK$41,128
+HK$2,359/mo
Deposit HK$8.00M · loan HK$8.00M · min. income ≈ HK$77,538/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$599,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,585
−HK$2,193/mo
▼ 0.25% · 3.875%
HK$41,673
−HK$1,105/mo
Today · 4.125%
HK$42,778
baseline
▲ 0.50% · 4.625%
HK$45,032
+HK$2,254/mo
Deposit HK$8.00M · loan HK$8.00M · min. income ≈ HK$85,556/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$599,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,777
−HK$2,746/mo
▼ 0.25% · 3.875%
HK$45,139
−HK$1,384/mo
Today · 4.125%
HK$46,523
baseline
▲ 0.50% · 4.625%
HK$49,353
+HK$2,830/mo
Deposit HK$6.40M · loan HK$9.60M · min. income ≈ HK$93,046/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$599,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,702
−HK$2,631/mo
▼ 0.25% · 3.875%
HK$50,008
−HK$1,325/mo
Today · 4.125%
HK$51,333
baseline
▲ 0.50% · 4.625%
HK$54,039
+HK$2,706/mo
Deposit HK$6.40M · loan HK$9.60M · min. income ≈ HK$102,666/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$599,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,074
−HK$3,202/mo
▼ 0.25% · 3.875%
HK$52,662
−HK$1,614/mo
Today · 4.125%
HK$54,276
baseline
▲ 0.50% · 4.625%
HK$57,579
+HK$3,303/mo
Deposit HK$4.80M · loan HK$11.20M · min. income ≈ HK$108,552/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$599,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,819
−HK$3,070/mo
▼ 0.25% · 3.875%
HK$58,343
−HK$1,546/mo
Today · 4.125%
HK$59,889
baseline
▲ 0.50% · 4.625%
HK$63,045
+HK$3,156/mo
Deposit HK$4.80M · loan HK$11.20M · min. income ≈ HK$119,778/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$599,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,666
−HK$4,118/mo
▼ 0.25% · 3.875%
HK$67,709
−HK$2,075/mo
Today · 4.125%
HK$69,784
baseline
▲ 0.50% · 4.625%
HK$74,030
+HK$4,246/mo
Deposit HK$1.60M · loan HK$14.40M · min. income ≈ HK$139,568/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$599,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,053
−HK$3,947/mo
▼ 0.25% · 3.875%
HK$75,012
−HK$1,988/mo
Today · 4.125%
HK$77,000
baseline
▲ 0.50% · 4.625%
HK$81,058
+HK$4,058/mo
Deposit HK$1.60M · loan HK$14.40M · min. income ≈ HK$154,000/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$599,951 · Scale 2, in force from 26 Feb 2026)