LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,483
−HK$2,287/mo
▼ 0.25% · 3.875%
HK$37,617
−HK$1,153/mo
Today · 4.125%
HK$38,770
baseline
▲ 0.50% · 4.625%
HK$41,130
+HK$2,360/mo
Deposit HK$8.00M · loan HK$8.00M · min. income ≈ HK$77,540/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$599,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,587
−HK$2,192/mo
▼ 0.25% · 3.875%
HK$41,675
−HK$1,104/mo
Today · 4.125%
HK$42,779
baseline
▲ 0.50% · 4.625%
HK$45,034
+HK$2,255/mo
Deposit HK$8.00M · loan HK$8.00M · min. income ≈ HK$85,558/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$599,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,779
−HK$2,745/mo
▼ 0.25% · 3.875%
HK$45,141
−HK$1,383/mo
Today · 4.125%
HK$46,524
baseline
▲ 0.50% · 4.625%
HK$49,355
+HK$2,831/mo
Deposit HK$6.40M · loan HK$9.60M · min. income ≈ HK$93,048/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$599,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,704
−HK$2,631/mo
▼ 0.25% · 3.875%
HK$50,010
−HK$1,325/mo
Today · 4.125%
HK$51,335
baseline
▲ 0.50% · 4.625%
HK$54,041
+HK$2,706/mo
Deposit HK$6.40M · loan HK$9.60M · min. income ≈ HK$102,670/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$599,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,076
−HK$3,203/mo
▼ 0.25% · 3.875%
HK$52,664
−HK$1,615/mo
Today · 4.125%
HK$54,279
baseline
▲ 0.50% · 4.625%
HK$57,581
+HK$3,302/mo
Deposit HK$4.80M · loan HK$11.20M · min. income ≈ HK$108,558/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$599,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,821
−HK$3,070/mo
▼ 0.25% · 3.875%
HK$58,345
−HK$1,546/mo
Today · 4.125%
HK$59,891
baseline
▲ 0.50% · 4.625%
HK$63,048
+HK$3,157/mo
Deposit HK$4.80M · loan HK$11.20M · min. income ≈ HK$119,782/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$599,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,669
−HK$4,118/mo
▼ 0.25% · 3.875%
HK$67,711
−HK$2,076/mo
Today · 4.125%
HK$69,787
baseline
▲ 0.50% · 4.625%
HK$74,033
+HK$4,246/mo
Deposit HK$1.60M · loan HK$14.40M · min. income ≈ HK$139,574/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$599,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,056
−HK$3,947/mo
▼ 0.25% · 3.875%
HK$75,015
−HK$1,988/mo
Today · 4.125%
HK$77,003
baseline
▲ 0.50% · 4.625%
HK$81,062
+HK$4,059/mo
Deposit HK$1.60M · loan HK$14.40M · min. income ≈ HK$154,006/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$599,976 · Scale 2, in force from 26 Feb 2026)