LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,483
−HK$2,288/mo
▼ 0.25% · 3.875%
HK$37,618
−HK$1,153/mo
Today · 4.125%
HK$38,771
baseline
▲ 0.50% · 4.625%
HK$41,130
+HK$2,359/mo
Deposit HK$8.00M · loan HK$8.00M · min. income ≈ HK$77,542/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$599,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,587
−HK$2,193/mo
▼ 0.25% · 3.875%
HK$41,676
−HK$1,104/mo
Today · 4.125%
HK$42,780
baseline
▲ 0.50% · 4.625%
HK$45,035
+HK$2,255/mo
Deposit HK$8.00M · loan HK$8.00M · min. income ≈ HK$85,560/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$599,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,780
−HK$2,745/mo
▼ 0.25% · 3.875%
HK$45,142
−HK$1,383/mo
Today · 4.125%
HK$46,525
baseline
▲ 0.50% · 4.625%
HK$49,356
+HK$2,831/mo
Deposit HK$6.40M · loan HK$9.60M · min. income ≈ HK$93,050/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$599,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,705
−HK$2,631/mo
▼ 0.25% · 3.875%
HK$50,011
−HK$1,325/mo
Today · 4.125%
HK$51,336
baseline
▲ 0.50% · 4.625%
HK$54,042
+HK$2,706/mo
Deposit HK$6.40M · loan HK$9.60M · min. income ≈ HK$102,672/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$599,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,076
−HK$3,203/mo
▼ 0.25% · 3.875%
HK$52,665
−HK$1,614/mo
Today · 4.125%
HK$54,279
baseline
▲ 0.50% · 4.625%
HK$57,582
+HK$3,303/mo
Deposit HK$4.80M · loan HK$11.20M · min. income ≈ HK$108,558/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$599,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,822
−HK$3,070/mo
▼ 0.25% · 3.875%
HK$58,346
−HK$1,546/mo
Today · 4.125%
HK$59,892
baseline
▲ 0.50% · 4.625%
HK$63,049
+HK$3,157/mo
Deposit HK$4.80M · loan HK$11.20M · min. income ≈ HK$119,784/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$599,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,670
−HK$4,118/mo
▼ 0.25% · 3.875%
HK$67,712
−HK$2,076/mo
Today · 4.125%
HK$69,788
baseline
▲ 0.50% · 4.625%
HK$74,034
+HK$4,246/mo
Deposit HK$1.60M · loan HK$14.40M · min. income ≈ HK$139,576/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$599,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,057
−HK$3,947/mo
▼ 0.25% · 3.875%
HK$75,016
−HK$1,988/mo
Today · 4.125%
HK$77,004
baseline
▲ 0.50% · 4.625%
HK$81,063
+HK$4,059/mo
Deposit HK$1.60M · loan HK$14.40M · min. income ≈ HK$154,008/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$599,985 · Scale 2, in force from 26 Feb 2026)