LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,486
−HK$2,288/mo
▼ 0.25% · 3.875%
HK$37,621
−HK$1,153/mo
Today · 4.125%
HK$38,774
baseline
▲ 0.50% · 4.625%
HK$41,133
+HK$2,359/mo
Deposit HK$8.00M · loan HK$8.00M · min. income ≈ HK$77,548/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$600,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,590
−HK$2,193/mo
▼ 0.25% · 3.875%
HK$41,679
−HK$1,104/mo
Today · 4.125%
HK$42,783
baseline
▲ 0.50% · 4.625%
HK$45,038
+HK$2,255/mo
Deposit HK$8.00M · loan HK$8.00M · min. income ≈ HK$85,566/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$600,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,783
−HK$2,746/mo
▼ 0.25% · 3.875%
HK$45,145
−HK$1,384/mo
Today · 4.125%
HK$46,529
baseline
▲ 0.50% · 4.625%
HK$49,360
+HK$2,831/mo
Deposit HK$6.40M · loan HK$9.60M · min. income ≈ HK$93,058/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$600,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,708
−HK$2,632/mo
▼ 0.25% · 3.875%
HK$50,014
−HK$1,326/mo
Today · 4.125%
HK$51,340
baseline
▲ 0.50% · 4.625%
HK$54,046
+HK$2,706/mo
Deposit HK$6.40M · loan HK$9.60M · min. income ≈ HK$102,680/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$600,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,080
−HK$3,203/mo
▼ 0.25% · 3.875%
HK$52,669
−HK$1,614/mo
Today · 4.125%
HK$54,283
baseline
▲ 0.50% · 4.625%
HK$57,586
+HK$3,303/mo
Deposit HK$4.80M · loan HK$11.20M · min. income ≈ HK$108,566/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$600,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,826
−HK$3,070/mo
▼ 0.25% · 3.875%
HK$58,350
−HK$1,546/mo
Today · 4.125%
HK$59,896
baseline
▲ 0.50% · 4.625%
HK$63,053
+HK$3,157/mo
Deposit HK$4.80M · loan HK$11.20M · min. income ≈ HK$119,792/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$600,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,674
−HK$4,119/mo
▼ 0.25% · 3.875%
HK$67,717
−HK$2,076/mo
Today · 4.125%
HK$69,793
baseline
▲ 0.50% · 4.625%
HK$74,040
+HK$4,247/mo
Deposit HK$1.60M · loan HK$14.40M · min. income ≈ HK$139,586/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$600,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,062
−HK$3,947/mo
▼ 0.25% · 3.875%
HK$75,022
−HK$1,987/mo
Today · 4.125%
HK$77,009
baseline
▲ 0.50% · 4.625%
HK$81,069
+HK$4,060/mo
Deposit HK$1.60M · loan HK$14.40M · min. income ≈ HK$154,018/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$600,028 · Scale 2, in force from 26 Feb 2026)