LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,491
−HK$2,288/mo
▼ 0.25% · 3.875%
HK$37,626
−HK$1,153/mo
Today · 4.125%
HK$38,779
baseline
▲ 0.50% · 4.625%
HK$41,139
+HK$2,360/mo
Deposit HK$8.00M · loan HK$8.00M · min. income ≈ HK$77,558/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$600,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,596
−HK$2,193/mo
▼ 0.25% · 3.875%
HK$41,684
−HK$1,105/mo
Today · 4.125%
HK$42,789
baseline
▲ 0.50% · 4.625%
HK$45,044
+HK$2,255/mo
Deposit HK$8.00M · loan HK$8.00M · min. income ≈ HK$85,578/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$600,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,789
−HK$2,746/mo
▼ 0.25% · 3.875%
HK$45,151
−HK$1,384/mo
Today · 4.125%
HK$46,535
baseline
▲ 0.50% · 4.625%
HK$49,366
+HK$2,831/mo
Deposit HK$6.40M · loan HK$9.60M · min. income ≈ HK$93,070/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$600,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,715
−HK$2,632/mo
▼ 0.25% · 3.875%
HK$50,021
−HK$1,326/mo
Today · 4.125%
HK$51,347
baseline
▲ 0.50% · 4.625%
HK$54,053
+HK$2,706/mo
Deposit HK$6.40M · loan HK$9.60M · min. income ≈ HK$102,694/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$600,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,087
−HK$3,204/mo
▼ 0.25% · 3.875%
HK$52,676
−HK$1,615/mo
Today · 4.125%
HK$54,291
baseline
▲ 0.50% · 4.625%
HK$57,594
+HK$3,303/mo
Deposit HK$4.80M · loan HK$11.20M · min. income ≈ HK$108,582/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$600,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,834
−HK$3,070/mo
▼ 0.25% · 3.875%
HK$58,358
−HK$1,546/mo
Today · 4.125%
HK$59,904
baseline
▲ 0.50% · 4.625%
HK$63,062
+HK$3,158/mo
Deposit HK$4.80M · loan HK$11.20M · min. income ≈ HK$119,808/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$600,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,683
−HK$4,119/mo
▼ 0.25% · 3.875%
HK$67,726
−HK$2,076/mo
Today · 4.125%
HK$69,802
baseline
▲ 0.50% · 4.625%
HK$74,050
+HK$4,248/mo
Deposit HK$1.60M · loan HK$14.40M · min. income ≈ HK$139,604/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$600,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,072
−HK$3,948/mo
▼ 0.25% · 3.875%
HK$75,032
−HK$1,988/mo
Today · 4.125%
HK$77,020
baseline
▲ 0.50% · 4.625%
HK$81,080
+HK$4,060/mo
Deposit HK$1.60M · loan HK$14.40M · min. income ≈ HK$154,040/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$600,109 · Scale 2, in force from 26 Feb 2026)