LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,492
−HK$2,289/mo
▼ 0.25% · 3.875%
HK$37,628
−HK$1,153/mo
Today · 4.125%
HK$38,781
baseline
▲ 0.50% · 4.625%
HK$41,141
+HK$2,360/mo
Deposit HK$8.00M · loan HK$8.00M · min. income ≈ HK$77,562/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$600,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,598
−HK$2,193/mo
▼ 0.25% · 3.875%
HK$41,686
−HK$1,105/mo
Today · 4.125%
HK$42,791
baseline
▲ 0.50% · 4.625%
HK$45,046
+HK$2,255/mo
Deposit HK$8.00M · loan HK$8.00M · min. income ≈ HK$85,582/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$600,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,791
−HK$2,746/mo
▼ 0.25% · 3.875%
HK$45,153
−HK$1,384/mo
Today · 4.125%
HK$46,537
baseline
▲ 0.50% · 4.625%
HK$49,369
+HK$2,832/mo
Deposit HK$6.40M · loan HK$9.60M · min. income ≈ HK$93,074/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$600,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,717
−HK$2,632/mo
▼ 0.25% · 3.875%
HK$50,024
−HK$1,325/mo
Today · 4.125%
HK$51,349
baseline
▲ 0.50% · 4.625%
HK$54,056
+HK$2,707/mo
Deposit HK$6.40M · loan HK$9.60M · min. income ≈ HK$102,698/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$600,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,089
−HK$3,204/mo
▼ 0.25% · 3.875%
HK$52,679
−HK$1,614/mo
Today · 4.125%
HK$54,293
baseline
▲ 0.50% · 4.625%
HK$57,597
+HK$3,304/mo
Deposit HK$4.80M · loan HK$11.20M · min. income ≈ HK$108,586/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$600,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,837
−HK$3,070/mo
▼ 0.25% · 3.875%
HK$58,361
−HK$1,546/mo
Today · 4.125%
HK$59,907
baseline
▲ 0.50% · 4.625%
HK$63,065
+HK$3,158/mo
Deposit HK$4.80M · loan HK$11.20M · min. income ≈ HK$119,814/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$600,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,686
−HK$4,120/mo
▼ 0.25% · 3.875%
HK$67,730
−HK$2,076/mo
Today · 4.125%
HK$69,806
baseline
▲ 0.50% · 4.625%
HK$74,053
+HK$4,247/mo
Deposit HK$1.60M · loan HK$14.40M · min. income ≈ HK$139,612/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$600,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,076
−HK$3,948/mo
▼ 0.25% · 3.875%
HK$75,035
−HK$1,989/mo
Today · 4.125%
HK$77,024
baseline
▲ 0.50% · 4.625%
HK$81,084
+HK$4,060/mo
Deposit HK$1.60M · loan HK$14.40M · min. income ≈ HK$154,048/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$600,138 · Scale 2, in force from 26 Feb 2026)