LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,493
−HK$2,289/mo
▼ 0.25% · 3.875%
HK$37,628
−HK$1,154/mo
Today · 4.125%
HK$38,782
baseline
▲ 0.50% · 4.625%
HK$41,141
+HK$2,359/mo
Deposit HK$8.00M · loan HK$8.00M · min. income ≈ HK$77,564/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$600,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,598
−HK$2,194/mo
▼ 0.25% · 3.875%
HK$41,687
−HK$1,105/mo
Today · 4.125%
HK$42,792
baseline
▲ 0.50% · 4.625%
HK$45,047
+HK$2,255/mo
Deposit HK$8.00M · loan HK$8.00M · min. income ≈ HK$85,584/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$600,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,792
−HK$2,746/mo
▼ 0.25% · 3.875%
HK$45,154
−HK$1,384/mo
Today · 4.125%
HK$46,538
baseline
▲ 0.50% · 4.625%
HK$49,370
+HK$2,832/mo
Deposit HK$6.40M · loan HK$9.60M · min. income ≈ HK$93,076/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$600,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,718
−HK$2,632/mo
▼ 0.25% · 3.875%
HK$50,025
−HK$1,325/mo
Today · 4.125%
HK$51,350
baseline
▲ 0.50% · 4.625%
HK$54,057
+HK$2,707/mo
Deposit HK$6.40M · loan HK$9.60M · min. income ≈ HK$102,700/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$600,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,090
−HK$3,204/mo
▼ 0.25% · 3.875%
HK$52,680
−HK$1,614/mo
Today · 4.125%
HK$54,294
baseline
▲ 0.50% · 4.625%
HK$57,598
+HK$3,304/mo
Deposit HK$4.80M · loan HK$11.20M · min. income ≈ HK$108,588/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$600,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,838
−HK$3,070/mo
▼ 0.25% · 3.875%
HK$58,362
−HK$1,546/mo
Today · 4.125%
HK$59,908
baseline
▲ 0.50% · 4.625%
HK$63,066
+HK$3,158/mo
Deposit HK$4.80M · loan HK$11.20M · min. income ≈ HK$119,816/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$600,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,688
−HK$4,119/mo
▼ 0.25% · 3.875%
HK$67,731
−HK$2,076/mo
Today · 4.125%
HK$69,807
baseline
▲ 0.50% · 4.625%
HK$74,055
+HK$4,248/mo
Deposit HK$1.60M · loan HK$14.40M · min. income ≈ HK$139,614/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$600,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,077
−HK$3,948/mo
▼ 0.25% · 3.875%
HK$75,037
−HK$1,988/mo
Today · 4.125%
HK$77,025
baseline
▲ 0.50% · 4.625%
HK$81,085
+HK$4,060/mo
Deposit HK$1.60M · loan HK$14.40M · min. income ≈ HK$154,050/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$600,150 · Scale 2, in force from 26 Feb 2026)