LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,495
−HK$2,288/mo
▼ 0.25% · 3.875%
HK$37,630
−HK$1,153/mo
Today · 4.125%
HK$38,783
baseline
▲ 0.50% · 4.625%
HK$41,143
+HK$2,360/mo
Deposit HK$8.00M · loan HK$8.00M · min. income ≈ HK$77,566/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$600,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,600
−HK$2,193/mo
▼ 0.25% · 3.875%
HK$41,689
−HK$1,104/mo
Today · 4.125%
HK$42,793
baseline
▲ 0.50% · 4.625%
HK$45,049
+HK$2,256/mo
Deposit HK$8.00M · loan HK$8.00M · min. income ≈ HK$85,586/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$600,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,793
−HK$2,747/mo
▼ 0.25% · 3.875%
HK$45,156
−HK$1,384/mo
Today · 4.125%
HK$46,540
baseline
▲ 0.50% · 4.625%
HK$49,372
+HK$2,832/mo
Deposit HK$6.40M · loan HK$9.60M · min. income ≈ HK$93,080/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$600,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,720
−HK$2,632/mo
▼ 0.25% · 3.875%
HK$50,026
−HK$1,326/mo
Today · 4.125%
HK$51,352
baseline
▲ 0.50% · 4.625%
HK$54,059
+HK$2,707/mo
Deposit HK$6.40M · loan HK$9.60M · min. income ≈ HK$102,704/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$600,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,092
−HK$3,204/mo
▼ 0.25% · 3.875%
HK$52,682
−HK$1,614/mo
Today · 4.125%
HK$54,296
baseline
▲ 0.50% · 4.625%
HK$57,600
+HK$3,304/mo
Deposit HK$4.80M · loan HK$11.20M · min. income ≈ HK$108,592/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$600,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,840
−HK$3,071/mo
▼ 0.25% · 3.875%
HK$58,364
−HK$1,547/mo
Today · 4.125%
HK$59,911
baseline
▲ 0.50% · 4.625%
HK$63,069
+HK$3,158/mo
Deposit HK$4.80M · loan HK$11.20M · min. income ≈ HK$119,822/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$600,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,690
−HK$4,120/mo
▼ 0.25% · 3.875%
HK$67,734
−HK$2,076/mo
Today · 4.125%
HK$69,810
baseline
▲ 0.50% · 4.625%
HK$74,057
+HK$4,247/mo
Deposit HK$1.60M · loan HK$14.40M · min. income ≈ HK$139,620/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$600,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,080
−HK$3,948/mo
▼ 0.25% · 3.875%
HK$75,040
−HK$1,988/mo
Today · 4.125%
HK$77,028
baseline
▲ 0.50% · 4.625%
HK$81,088
+HK$4,060/mo
Deposit HK$1.60M · loan HK$14.40M · min. income ≈ HK$154,056/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$600,172 · Scale 2, in force from 26 Feb 2026)