LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,497
−HK$2,289/mo
▼ 0.25% · 3.875%
HK$37,632
−HK$1,154/mo
Today · 4.125%
HK$38,786
baseline
▲ 0.50% · 4.625%
HK$41,146
+HK$2,360/mo
Deposit HK$8.00M · loan HK$8.00M · min. income ≈ HK$77,572/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$600,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,603
−HK$2,193/mo
▼ 0.25% · 3.875%
HK$41,692
−HK$1,104/mo
Today · 4.125%
HK$42,796
baseline
▲ 0.50% · 4.625%
HK$45,052
+HK$2,256/mo
Deposit HK$8.00M · loan HK$8.00M · min. income ≈ HK$85,592/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$600,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,797
−HK$2,746/mo
▼ 0.25% · 3.875%
HK$45,159
−HK$1,384/mo
Today · 4.125%
HK$46,543
baseline
▲ 0.50% · 4.625%
HK$49,375
+HK$2,832/mo
Deposit HK$6.40M · loan HK$9.60M · min. income ≈ HK$93,086/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$600,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,723
−HK$2,633/mo
▼ 0.25% · 3.875%
HK$50,030
−HK$1,326/mo
Today · 4.125%
HK$51,356
baseline
▲ 0.50% · 4.625%
HK$54,063
+HK$2,707/mo
Deposit HK$6.40M · loan HK$9.60M · min. income ≈ HK$102,712/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$600,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,096
−HK$3,204/mo
▼ 0.25% · 3.875%
HK$52,685
−HK$1,615/mo
Today · 4.125%
HK$54,300
baseline
▲ 0.50% · 4.625%
HK$57,604
+HK$3,304/mo
Deposit HK$4.80M · loan HK$11.20M · min. income ≈ HK$108,600/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$600,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,844
−HK$3,071/mo
▼ 0.25% · 3.875%
HK$58,368
−HK$1,547/mo
Today · 4.125%
HK$59,915
baseline
▲ 0.50% · 4.625%
HK$63,073
+HK$3,158/mo
Deposit HK$4.80M · loan HK$11.20M · min. income ≈ HK$119,830/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$600,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,695
−HK$4,120/mo
▼ 0.25% · 3.875%
HK$67,738
−HK$2,077/mo
Today · 4.125%
HK$69,815
baseline
▲ 0.50% · 4.625%
HK$74,063
+HK$4,248/mo
Deposit HK$1.60M · loan HK$14.41M · min. income ≈ HK$139,630/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$600,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,085
−HK$3,948/mo
▼ 0.25% · 3.875%
HK$75,045
−HK$1,988/mo
Today · 4.125%
HK$77,033
baseline
▲ 0.50% · 4.625%
HK$81,094
+HK$4,061/mo
Deposit HK$1.60M · loan HK$14.41M · min. income ≈ HK$154,066/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$600,216 · Scale 2, in force from 26 Feb 2026)