LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,502
−HK$2,289/mo
▼ 0.25% · 3.875%
HK$37,638
−HK$1,153/mo
Today · 4.125%
HK$38,791
baseline
▲ 0.50% · 4.625%
HK$41,151
+HK$2,360/mo
Deposit HK$8.00M · loan HK$8.00M · min. income ≈ HK$77,582/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$600,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,608
−HK$2,194/mo
▼ 0.25% · 3.875%
HK$41,697
−HK$1,105/mo
Today · 4.125%
HK$42,802
baseline
▲ 0.50% · 4.625%
HK$45,058
+HK$2,256/mo
Deposit HK$8.00M · loan HK$8.00M · min. income ≈ HK$85,604/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$600,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,803
−HK$2,746/mo
▼ 0.25% · 3.875%
HK$45,165
−HK$1,384/mo
Today · 4.125%
HK$46,549
baseline
▲ 0.50% · 4.625%
HK$49,382
+HK$2,833/mo
Deposit HK$6.40M · loan HK$9.60M · min. income ≈ HK$93,098/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$600,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,730
−HK$2,633/mo
▼ 0.25% · 3.875%
HK$50,037
−HK$1,326/mo
Today · 4.125%
HK$51,363
baseline
▲ 0.50% · 4.625%
HK$54,070
+HK$2,707/mo
Deposit HK$6.40M · loan HK$9.60M · min. income ≈ HK$102,726/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$600,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,103
−HK$3,205/mo
▼ 0.25% · 3.875%
HK$52,693
−HK$1,615/mo
Today · 4.125%
HK$54,308
baseline
▲ 0.50% · 4.625%
HK$57,612
+HK$3,304/mo
Deposit HK$4.80M · loan HK$11.21M · min. income ≈ HK$108,616/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$600,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,852
−HK$3,071/mo
▼ 0.25% · 3.875%
HK$58,376
−HK$1,547/mo
Today · 4.125%
HK$59,923
baseline
▲ 0.50% · 4.625%
HK$63,082
+HK$3,159/mo
Deposit HK$4.80M · loan HK$11.21M · min. income ≈ HK$119,846/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$600,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,704
−HK$4,120/mo
▼ 0.25% · 3.875%
HK$67,748
−HK$2,076/mo
Today · 4.125%
HK$69,824
baseline
▲ 0.50% · 4.625%
HK$74,073
+HK$4,249/mo
Deposit HK$1.60M · loan HK$14.41M · min. income ≈ HK$139,648/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$600,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,095
−HK$3,949/mo
▼ 0.25% · 3.875%
HK$75,055
−HK$1,989/mo
Today · 4.125%
HK$77,044
baseline
▲ 0.50% · 4.625%
HK$81,105
+HK$4,061/mo
Deposit HK$1.60M · loan HK$14.41M · min. income ≈ HK$154,088/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$600,297 · Scale 2, in force from 26 Feb 2026)