LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,505
−HK$2,289/mo
▼ 0.25% · 3.875%
HK$37,640
−HK$1,154/mo
Today · 4.125%
HK$38,794
baseline
▲ 0.50% · 4.625%
HK$41,154
+HK$2,360/mo
Deposit HK$8.00M · loan HK$8.00M · min. income ≈ HK$77,588/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$600,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,611
−HK$2,194/mo
▼ 0.25% · 3.875%
HK$41,700
−HK$1,105/mo
Today · 4.125%
HK$42,805
baseline
▲ 0.50% · 4.625%
HK$45,061
+HK$2,256/mo
Deposit HK$8.00M · loan HK$8.00M · min. income ≈ HK$85,610/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$600,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,806
−HK$2,747/mo
▼ 0.25% · 3.875%
HK$45,168
−HK$1,385/mo
Today · 4.125%
HK$46,553
baseline
▲ 0.50% · 4.625%
HK$49,385
+HK$2,832/mo
Deposit HK$6.40M · loan HK$9.61M · min. income ≈ HK$93,106/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$600,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,733
−HK$2,633/mo
▼ 0.25% · 3.875%
HK$50,040
−HK$1,326/mo
Today · 4.125%
HK$51,366
baseline
▲ 0.50% · 4.625%
HK$54,074
+HK$2,708/mo
Deposit HK$6.40M · loan HK$9.61M · min. income ≈ HK$102,732/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$600,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,106
−HK$3,205/mo
▼ 0.25% · 3.875%
HK$52,696
−HK$1,615/mo
Today · 4.125%
HK$54,311
baseline
▲ 0.50% · 4.625%
HK$57,616
+HK$3,305/mo
Deposit HK$4.80M · loan HK$11.21M · min. income ≈ HK$108,622/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$600,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,855
−HK$3,072/mo
▼ 0.25% · 3.875%
HK$58,380
−HK$1,547/mo
Today · 4.125%
HK$59,927
baseline
▲ 0.50% · 4.625%
HK$63,086
+HK$3,159/mo
Deposit HK$4.80M · loan HK$11.21M · min. income ≈ HK$119,854/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$600,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,708
−HK$4,121/mo
▼ 0.25% · 3.875%
HK$67,752
−HK$2,077/mo
Today · 4.125%
HK$69,829
baseline
▲ 0.50% · 4.625%
HK$74,078
+HK$4,249/mo
Deposit HK$1.60M · loan HK$14.41M · min. income ≈ HK$139,658/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$600,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,100
−HK$3,949/mo
▼ 0.25% · 3.875%
HK$75,060
−HK$1,989/mo
Today · 4.125%
HK$77,049
baseline
▲ 0.50% · 4.625%
HK$81,111
+HK$4,062/mo
Deposit HK$1.60M · loan HK$14.41M · min. income ≈ HK$154,098/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$600,338 · Scale 2, in force from 26 Feb 2026)