LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,505
−HK$2,289/mo
▼ 0.25% · 3.875%
HK$37,641
−HK$1,153/mo
Today · 4.125%
HK$38,794
baseline
▲ 0.50% · 4.625%
HK$41,155
+HK$2,361/mo
Deposit HK$8.00M · loan HK$8.00M · min. income ≈ HK$77,588/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$600,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,611
−HK$2,195/mo
▼ 0.25% · 3.875%
HK$41,701
−HK$1,105/mo
Today · 4.125%
HK$42,806
baseline
▲ 0.50% · 4.625%
HK$45,062
+HK$2,256/mo
Deposit HK$8.00M · loan HK$8.00M · min. income ≈ HK$85,612/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$600,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,806
−HK$2,747/mo
▼ 0.25% · 3.875%
HK$45,169
−HK$1,384/mo
Today · 4.125%
HK$46,553
baseline
▲ 0.50% · 4.625%
HK$49,386
+HK$2,833/mo
Deposit HK$6.40M · loan HK$9.61M · min. income ≈ HK$93,106/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$600,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,734
−HK$2,633/mo
▼ 0.25% · 3.875%
HK$50,041
−HK$1,326/mo
Today · 4.125%
HK$51,367
baseline
▲ 0.50% · 4.625%
HK$54,074
+HK$2,707/mo
Deposit HK$6.40M · loan HK$9.61M · min. income ≈ HK$102,734/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$600,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,107
−HK$3,205/mo
▼ 0.25% · 3.875%
HK$52,697
−HK$1,615/mo
Today · 4.125%
HK$54,312
baseline
▲ 0.50% · 4.625%
HK$57,617
+HK$3,305/mo
Deposit HK$4.80M · loan HK$11.21M · min. income ≈ HK$108,624/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$600,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,856
−HK$3,072/mo
▼ 0.25% · 3.875%
HK$58,381
−HK$1,547/mo
Today · 4.125%
HK$59,928
baseline
▲ 0.50% · 4.625%
HK$63,087
+HK$3,159/mo
Deposit HK$4.80M · loan HK$11.21M · min. income ≈ HK$119,856/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$600,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,709
−HK$4,121/mo
▼ 0.25% · 3.875%
HK$67,753
−HK$2,077/mo
Today · 4.125%
HK$69,830
baseline
▲ 0.50% · 4.625%
HK$74,079
+HK$4,249/mo
Deposit HK$1.60M · loan HK$14.41M · min. income ≈ HK$139,660/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$600,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,101
−HK$3,949/mo
▼ 0.25% · 3.875%
HK$75,061
−HK$1,989/mo
Today · 4.125%
HK$77,050
baseline
▲ 0.50% · 4.625%
HK$81,111
+HK$4,061/mo
Deposit HK$1.60M · loan HK$14.41M · min. income ≈ HK$154,100/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$600,345 · Scale 2, in force from 26 Feb 2026)