LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,507
−HK$2,290/mo
▼ 0.25% · 3.875%
HK$37,643
−HK$1,154/mo
Today · 4.125%
HK$38,797
baseline
▲ 0.50% · 4.625%
HK$41,157
+HK$2,360/mo
Deposit HK$8.01M · loan HK$8.01M · min. income ≈ HK$77,594/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$600,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,614
−HK$2,194/mo
▼ 0.25% · 3.875%
HK$41,703
−HK$1,105/mo
Today · 4.125%
HK$42,808
baseline
▲ 0.50% · 4.625%
HK$45,065
+HK$2,257/mo
Deposit HK$8.01M · loan HK$8.01M · min. income ≈ HK$85,616/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$600,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,809
−HK$2,747/mo
▼ 0.25% · 3.875%
HK$45,171
−HK$1,385/mo
Today · 4.125%
HK$46,556
baseline
▲ 0.50% · 4.625%
HK$49,389
+HK$2,833/mo
Deposit HK$6.40M · loan HK$9.61M · min. income ≈ HK$93,112/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$600,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,737
−HK$2,633/mo
▼ 0.25% · 3.875%
HK$50,044
−HK$1,326/mo
Today · 4.125%
HK$51,370
baseline
▲ 0.50% · 4.625%
HK$54,078
+HK$2,708/mo
Deposit HK$6.40M · loan HK$9.61M · min. income ≈ HK$102,740/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$600,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,110
−HK$3,205/mo
▼ 0.25% · 3.875%
HK$52,700
−HK$1,615/mo
Today · 4.125%
HK$54,315
baseline
▲ 0.50% · 4.625%
HK$57,620
+HK$3,305/mo
Deposit HK$4.80M · loan HK$11.21M · min. income ≈ HK$108,630/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$600,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,860
−HK$3,072/mo
▼ 0.25% · 3.875%
HK$58,385
−HK$1,547/mo
Today · 4.125%
HK$59,932
baseline
▲ 0.50% · 4.625%
HK$63,091
+HK$3,159/mo
Deposit HK$4.80M · loan HK$11.21M · min. income ≈ HK$119,864/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$600,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,713
−HK$4,121/mo
▼ 0.25% · 3.875%
HK$67,757
−HK$2,077/mo
Today · 4.125%
HK$69,834
baseline
▲ 0.50% · 4.625%
HK$74,083
+HK$4,249/mo
Deposit HK$1.60M · loan HK$14.41M · min. income ≈ HK$139,668/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$600,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,105
−HK$3,950/mo
▼ 0.25% · 3.875%
HK$75,066
−HK$1,989/mo
Today · 4.125%
HK$77,055
baseline
▲ 0.50% · 4.625%
HK$81,117
+HK$4,062/mo
Deposit HK$1.60M · loan HK$14.41M · min. income ≈ HK$154,110/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$600,382 · Scale 2, in force from 26 Feb 2026)