LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,508
−HK$2,290/mo
▼ 0.25% · 3.875%
HK$37,644
−HK$1,154/mo
Today · 4.125%
HK$38,798
baseline
▲ 0.50% · 4.625%
HK$41,159
+HK$2,361/mo
Deposit HK$8.01M · loan HK$8.01M · min. income ≈ HK$77,596/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$600,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,615
−HK$2,195/mo
▼ 0.25% · 3.875%
HK$41,704
−HK$1,106/mo
Today · 4.125%
HK$42,810
baseline
▲ 0.50% · 4.625%
HK$45,066
+HK$2,256/mo
Deposit HK$8.01M · loan HK$8.01M · min. income ≈ HK$85,620/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$600,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,810
−HK$2,747/mo
▼ 0.25% · 3.875%
HK$45,173
−HK$1,384/mo
Today · 4.125%
HK$46,557
baseline
▲ 0.50% · 4.625%
HK$49,390
+HK$2,833/mo
Deposit HK$6.40M · loan HK$9.61M · min. income ≈ HK$93,114/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$600,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,738
−HK$2,633/mo
▼ 0.25% · 3.875%
HK$50,045
−HK$1,326/mo
Today · 4.125%
HK$51,371
baseline
▲ 0.50% · 4.625%
HK$54,079
+HK$2,708/mo
Deposit HK$6.40M · loan HK$9.61M · min. income ≈ HK$102,742/mo (50% DSR)
Upfront cash ≈ HK$7.00M (deposit + AVD stamp duty HK$600,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,112
−HK$3,205/mo
▼ 0.25% · 3.875%
HK$52,702
−HK$1,615/mo
Today · 4.125%
HK$54,317
baseline
▲ 0.50% · 4.625%
HK$57,622
+HK$3,305/mo
Deposit HK$4.80M · loan HK$11.21M · min. income ≈ HK$108,634/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$600,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,861
−HK$3,072/mo
▼ 0.25% · 3.875%
HK$58,386
−HK$1,547/mo
Today · 4.125%
HK$59,933
baseline
▲ 0.50% · 4.625%
HK$63,092
+HK$3,159/mo
Deposit HK$4.80M · loan HK$11.21M · min. income ≈ HK$119,866/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$600,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,715
−HK$4,121/mo
▼ 0.25% · 3.875%
HK$67,759
−HK$2,077/mo
Today · 4.125%
HK$69,836
baseline
▲ 0.50% · 4.625%
HK$74,085
+HK$4,249/mo
Deposit HK$1.60M · loan HK$14.41M · min. income ≈ HK$139,672/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$600,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,107
−HK$3,950/mo
▼ 0.25% · 3.875%
HK$75,068
−HK$1,989/mo
Today · 4.125%
HK$77,057
baseline
▲ 0.50% · 4.625%
HK$81,119
+HK$4,062/mo
Deposit HK$1.60M · loan HK$14.41M · min. income ≈ HK$154,114/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$600,400 · Scale 2, in force from 26 Feb 2026)