LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,511
−HK$2,290/mo
▼ 0.25% · 3.875%
HK$37,647
−HK$1,154/mo
Today · 4.125%
HK$38,801
baseline
▲ 0.50% · 4.625%
HK$41,162
+HK$2,361/mo
Deposit HK$8.01M · loan HK$8.01M · min. income ≈ HK$77,602/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$600,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,618
−HK$2,195/mo
▼ 0.25% · 3.875%
HK$41,708
−HK$1,105/mo
Today · 4.125%
HK$42,813
baseline
▲ 0.50% · 4.625%
HK$45,070
+HK$2,257/mo
Deposit HK$8.01M · loan HK$8.01M · min. income ≈ HK$85,626/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$600,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,813
−HK$2,748/mo
▼ 0.25% · 3.875%
HK$45,176
−HK$1,385/mo
Today · 4.125%
HK$46,561
baseline
▲ 0.50% · 4.625%
HK$49,394
+HK$2,833/mo
Deposit HK$6.40M · loan HK$9.61M · min. income ≈ HK$93,122/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$600,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,742
−HK$2,633/mo
▼ 0.25% · 3.875%
HK$50,049
−HK$1,326/mo
Today · 4.125%
HK$51,375
baseline
▲ 0.50% · 4.625%
HK$54,083
+HK$2,708/mo
Deposit HK$6.40M · loan HK$9.61M · min. income ≈ HK$102,750/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$600,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,116
−HK$3,205/mo
▼ 0.25% · 3.875%
HK$52,706
−HK$1,615/mo
Today · 4.125%
HK$54,321
baseline
▲ 0.50% · 4.625%
HK$57,626
+HK$3,305/mo
Deposit HK$4.80M · loan HK$11.21M · min. income ≈ HK$108,642/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$600,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,866
−HK$3,072/mo
▼ 0.25% · 3.875%
HK$58,391
−HK$1,547/mo
Today · 4.125%
HK$59,938
baseline
▲ 0.50% · 4.625%
HK$63,097
+HK$3,159/mo
Deposit HK$4.80M · loan HK$11.21M · min. income ≈ HK$119,876/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$600,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,720
−HK$4,121/mo
▼ 0.25% · 3.875%
HK$67,764
−HK$2,077/mo
Today · 4.125%
HK$69,841
baseline
▲ 0.50% · 4.625%
HK$74,091
+HK$4,250/mo
Deposit HK$1.60M · loan HK$14.41M · min. income ≈ HK$139,682/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$600,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,113
−HK$3,950/mo
▼ 0.25% · 3.875%
HK$75,074
−HK$1,989/mo
Today · 4.125%
HK$77,063
baseline
▲ 0.50% · 4.625%
HK$81,125
+HK$4,062/mo
Deposit HK$1.60M · loan HK$14.41M · min. income ≈ HK$154,126/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$600,446 · Scale 2, in force from 26 Feb 2026)