LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,512
−HK$2,289/mo
▼ 0.25% · 3.875%
HK$37,648
−HK$1,153/mo
Today · 4.125%
HK$38,801
baseline
▲ 0.50% · 4.625%
HK$41,162
+HK$2,361/mo
Deposit HK$8.01M · loan HK$8.01M · min. income ≈ HK$77,602/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$600,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,619
−HK$2,195/mo
▼ 0.25% · 3.875%
HK$41,708
−HK$1,106/mo
Today · 4.125%
HK$42,814
baseline
▲ 0.50% · 4.625%
HK$45,070
+HK$2,256/mo
Deposit HK$8.01M · loan HK$8.01M · min. income ≈ HK$85,628/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$600,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,814
−HK$2,748/mo
▼ 0.25% · 3.875%
HK$45,177
−HK$1,385/mo
Today · 4.125%
HK$46,562
baseline
▲ 0.50% · 4.625%
HK$49,395
+HK$2,833/mo
Deposit HK$6.40M · loan HK$9.61M · min. income ≈ HK$93,124/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$600,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,743
−HK$2,633/mo
▼ 0.25% · 3.875%
HK$50,050
−HK$1,326/mo
Today · 4.125%
HK$51,376
baseline
▲ 0.50% · 4.625%
HK$54,084
+HK$2,708/mo
Deposit HK$6.40M · loan HK$9.61M · min. income ≈ HK$102,752/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$600,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,117
−HK$3,205/mo
▼ 0.25% · 3.875%
HK$52,707
−HK$1,615/mo
Today · 4.125%
HK$54,322
baseline
▲ 0.50% · 4.625%
HK$57,627
+HK$3,305/mo
Deposit HK$4.80M · loan HK$11.21M · min. income ≈ HK$108,644/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$600,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,867
−HK$3,072/mo
▼ 0.25% · 3.875%
HK$58,392
−HK$1,547/mo
Today · 4.125%
HK$59,939
baseline
▲ 0.50% · 4.625%
HK$63,098
+HK$3,159/mo
Deposit HK$4.80M · loan HK$11.21M · min. income ≈ HK$119,878/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$600,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,721
−HK$4,122/mo
▼ 0.25% · 3.875%
HK$67,766
−HK$2,077/mo
Today · 4.125%
HK$69,843
baseline
▲ 0.50% · 4.625%
HK$74,092
+HK$4,249/mo
Deposit HK$1.60M · loan HK$14.41M · min. income ≈ HK$139,686/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$600,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,114
−HK$3,950/mo
▼ 0.25% · 3.875%
HK$75,075
−HK$1,989/mo
Today · 4.125%
HK$77,064
baseline
▲ 0.50% · 4.625%
HK$81,127
+HK$4,063/mo
Deposit HK$1.60M · loan HK$14.41M · min. income ≈ HK$154,128/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$600,456 · Scale 2, in force from 26 Feb 2026)