LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,512
−HK$2,290/mo
▼ 0.25% · 3.875%
HK$37,648
−HK$1,154/mo
Today · 4.125%
HK$38,802
baseline
▲ 0.50% · 4.625%
HK$41,163
+HK$2,361/mo
Deposit HK$8.01M · loan HK$8.01M · min. income ≈ HK$77,604/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$600,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,620
−HK$2,194/mo
▼ 0.25% · 3.875%
HK$41,709
−HK$1,105/mo
Today · 4.125%
HK$42,814
baseline
▲ 0.50% · 4.625%
HK$45,071
+HK$2,257/mo
Deposit HK$8.01M · loan HK$8.01M · min. income ≈ HK$85,628/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$600,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,815
−HK$2,747/mo
▼ 0.25% · 3.875%
HK$45,178
−HK$1,384/mo
Today · 4.125%
HK$46,562
baseline
▲ 0.50% · 4.625%
HK$49,396
+HK$2,834/mo
Deposit HK$6.40M · loan HK$9.61M · min. income ≈ HK$93,124/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$600,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,744
−HK$2,633/mo
▼ 0.25% · 3.875%
HK$50,051
−HK$1,326/mo
Today · 4.125%
HK$51,377
baseline
▲ 0.50% · 4.625%
HK$54,085
+HK$2,708/mo
Deposit HK$6.40M · loan HK$9.61M · min. income ≈ HK$102,754/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$600,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,117
−HK$3,206/mo
▼ 0.25% · 3.875%
HK$52,707
−HK$1,616/mo
Today · 4.125%
HK$54,323
baseline
▲ 0.50% · 4.625%
HK$57,628
+HK$3,305/mo
Deposit HK$4.80M · loan HK$11.21M · min. income ≈ HK$108,646/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$600,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,868
−HK$3,072/mo
▼ 0.25% · 3.875%
HK$58,393
−HK$1,547/mo
Today · 4.125%
HK$59,940
baseline
▲ 0.50% · 4.625%
HK$63,099
+HK$3,159/mo
Deposit HK$4.80M · loan HK$11.21M · min. income ≈ HK$119,880/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$600,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,722
−HK$4,122/mo
▼ 0.25% · 3.875%
HK$67,767
−HK$2,077/mo
Today · 4.125%
HK$69,844
baseline
▲ 0.50% · 4.625%
HK$74,094
+HK$4,250/mo
Deposit HK$1.60M · loan HK$14.41M · min. income ≈ HK$139,688/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$600,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,115
−HK$3,951/mo
▼ 0.25% · 3.875%
HK$75,076
−HK$1,990/mo
Today · 4.125%
HK$77,066
baseline
▲ 0.50% · 4.625%
HK$81,128
+HK$4,062/mo
Deposit HK$1.60M · loan HK$14.41M · min. income ≈ HK$154,132/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$600,466 · Scale 2, in force from 26 Feb 2026)