LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,516
−HK$2,290/mo
▼ 0.25% · 3.875%
HK$37,652
−HK$1,154/mo
Today · 4.125%
HK$38,806
baseline
▲ 0.50% · 4.625%
HK$41,167
+HK$2,361/mo
Deposit HK$8.01M · loan HK$8.01M · min. income ≈ HK$77,612/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$600,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,623
−HK$2,195/mo
▼ 0.25% · 3.875%
HK$41,713
−HK$1,105/mo
Today · 4.125%
HK$42,818
baseline
▲ 0.50% · 4.625%
HK$45,075
+HK$2,257/mo
Deposit HK$8.01M · loan HK$8.01M · min. income ≈ HK$85,636/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$600,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,819
−HK$2,748/mo
▼ 0.25% · 3.875%
HK$45,182
−HK$1,385/mo
Today · 4.125%
HK$46,567
baseline
▲ 0.50% · 4.625%
HK$49,400
+HK$2,833/mo
Deposit HK$6.41M · loan HK$9.61M · min. income ≈ HK$93,134/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$600,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,748
−HK$2,634/mo
▼ 0.25% · 3.875%
HK$50,055
−HK$1,327/mo
Today · 4.125%
HK$51,382
baseline
▲ 0.50% · 4.625%
HK$54,090
+HK$2,708/mo
Deposit HK$6.41M · loan HK$9.61M · min. income ≈ HK$102,764/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$600,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,122
−HK$3,206/mo
▼ 0.25% · 3.875%
HK$52,712
−HK$1,616/mo
Today · 4.125%
HK$54,328
baseline
▲ 0.50% · 4.625%
HK$57,633
+HK$3,305/mo
Deposit HK$4.80M · loan HK$11.21M · min. income ≈ HK$108,656/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$600,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,873
−HK$3,072/mo
▼ 0.25% · 3.875%
HK$58,398
−HK$1,547/mo
Today · 4.125%
HK$59,945
baseline
▲ 0.50% · 4.625%
HK$63,105
+HK$3,160/mo
Deposit HK$4.80M · loan HK$11.21M · min. income ≈ HK$119,890/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$600,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,728
−HK$4,122/mo
▼ 0.25% · 3.875%
HK$67,773
−HK$2,077/mo
Today · 4.125%
HK$69,850
baseline
▲ 0.50% · 4.625%
HK$74,100
+HK$4,250/mo
Deposit HK$1.60M · loan HK$14.41M · min. income ≈ HK$139,700/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$600,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,122
−HK$3,951/mo
▼ 0.25% · 3.875%
HK$75,083
−HK$1,990/mo
Today · 4.125%
HK$77,073
baseline
▲ 0.50% · 4.625%
HK$81,135
+HK$4,062/mo
Deposit HK$1.60M · loan HK$14.41M · min. income ≈ HK$154,146/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$600,520 · Scale 2, in force from 26 Feb 2026)