LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,518
−HK$2,290/mo
▼ 0.25% · 3.875%
HK$37,654
−HK$1,154/mo
Today · 4.125%
HK$38,808
baseline
▲ 0.50% · 4.625%
HK$41,169
+HK$2,361/mo
Deposit HK$8.01M · loan HK$8.01M · min. income ≈ HK$77,616/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$600,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,626
−HK$2,195/mo
▼ 0.25% · 3.875%
HK$41,715
−HK$1,106/mo
Today · 4.125%
HK$42,821
baseline
▲ 0.50% · 4.625%
HK$45,078
+HK$2,257/mo
Deposit HK$8.01M · loan HK$8.01M · min. income ≈ HK$85,642/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$600,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,821
−HK$2,748/mo
▼ 0.25% · 3.875%
HK$45,184
−HK$1,385/mo
Today · 4.125%
HK$46,569
baseline
▲ 0.50% · 4.625%
HK$49,403
+HK$2,834/mo
Deposit HK$6.41M · loan HK$9.61M · min. income ≈ HK$93,138/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$600,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,751
−HK$2,634/mo
▼ 0.25% · 3.875%
HK$50,058
−HK$1,327/mo
Today · 4.125%
HK$51,385
baseline
▲ 0.50% · 4.625%
HK$54,093
+HK$2,708/mo
Deposit HK$6.41M · loan HK$9.61M · min. income ≈ HK$102,770/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$600,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,125
−HK$3,206/mo
▼ 0.25% · 3.875%
HK$52,715
−HK$1,616/mo
Today · 4.125%
HK$54,331
baseline
▲ 0.50% · 4.625%
HK$57,637
+HK$3,306/mo
Deposit HK$4.80M · loan HK$11.21M · min. income ≈ HK$108,662/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$600,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,876
−HK$3,073/mo
▼ 0.25% · 3.875%
HK$58,401
−HK$1,548/mo
Today · 4.125%
HK$59,949
baseline
▲ 0.50% · 4.625%
HK$63,109
+HK$3,160/mo
Deposit HK$4.80M · loan HK$11.21M · min. income ≈ HK$119,898/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$600,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,732
−HK$4,122/mo
▼ 0.25% · 3.875%
HK$67,777
−HK$2,077/mo
Today · 4.125%
HK$69,854
baseline
▲ 0.50% · 4.625%
HK$74,104
+HK$4,250/mo
Deposit HK$1.60M · loan HK$14.41M · min. income ≈ HK$139,708/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$600,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,126
−HK$3,951/mo
▼ 0.25% · 3.875%
HK$75,087
−HK$1,990/mo
Today · 4.125%
HK$77,077
baseline
▲ 0.50% · 4.625%
HK$81,140
+HK$4,063/mo
Deposit HK$1.60M · loan HK$14.41M · min. income ≈ HK$154,154/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$600,554 · Scale 2, in force from 26 Feb 2026)