LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,519
−HK$2,290/mo
▼ 0.25% · 3.875%
HK$37,655
−HK$1,154/mo
Today · 4.125%
HK$38,809
baseline
▲ 0.50% · 4.625%
HK$41,170
+HK$2,361/mo
Deposit HK$8.01M · loan HK$8.01M · min. income ≈ HK$77,618/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$600,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,627
−HK$2,195/mo
▼ 0.25% · 3.875%
HK$41,716
−HK$1,106/mo
Today · 4.125%
HK$42,822
baseline
▲ 0.50% · 4.625%
HK$45,079
+HK$2,257/mo
Deposit HK$8.01M · loan HK$8.01M · min. income ≈ HK$85,644/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$600,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,822
−HK$2,748/mo
▼ 0.25% · 3.875%
HK$45,186
−HK$1,384/mo
Today · 4.125%
HK$46,570
baseline
▲ 0.50% · 4.625%
HK$49,404
+HK$2,834/mo
Deposit HK$6.41M · loan HK$9.61M · min. income ≈ HK$93,140/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$600,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,752
−HK$2,634/mo
▼ 0.25% · 3.875%
HK$50,060
−HK$1,326/mo
Today · 4.125%
HK$51,386
baseline
▲ 0.50% · 4.625%
HK$54,095
+HK$2,709/mo
Deposit HK$6.41M · loan HK$9.61M · min. income ≈ HK$102,772/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$600,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,126
−HK$3,206/mo
▼ 0.25% · 3.875%
HK$52,716
−HK$1,616/mo
Today · 4.125%
HK$54,332
baseline
▲ 0.50% · 4.625%
HK$57,638
+HK$3,306/mo
Deposit HK$4.80M · loan HK$11.21M · min. income ≈ HK$108,664/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$600,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,877
−HK$3,073/mo
▼ 0.25% · 3.875%
HK$58,403
−HK$1,547/mo
Today · 4.125%
HK$59,950
baseline
▲ 0.50% · 4.625%
HK$63,110
+HK$3,160/mo
Deposit HK$4.80M · loan HK$11.21M · min. income ≈ HK$119,900/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$600,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,734
−HK$4,122/mo
▼ 0.25% · 3.875%
HK$67,778
−HK$2,078/mo
Today · 4.125%
HK$69,856
baseline
▲ 0.50% · 4.625%
HK$74,106
+HK$4,250/mo
Deposit HK$1.60M · loan HK$14.41M · min. income ≈ HK$139,712/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$600,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,128
−HK$3,951/mo
▼ 0.25% · 3.875%
HK$75,089
−HK$1,990/mo
Today · 4.125%
HK$77,079
baseline
▲ 0.50% · 4.625%
HK$81,142
+HK$4,063/mo
Deposit HK$1.60M · loan HK$14.41M · min. income ≈ HK$154,158/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$600,569 · Scale 2, in force from 26 Feb 2026)