LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,519
−HK$2,290/mo
▼ 0.25% · 3.875%
HK$37,655
−HK$1,154/mo
Today · 4.125%
HK$38,809
baseline
▲ 0.50% · 4.625%
HK$41,171
+HK$2,362/mo
Deposit HK$8.01M · loan HK$8.01M · min. income ≈ HK$77,618/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$600,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,627
−HK$2,195/mo
▼ 0.25% · 3.875%
HK$41,717
−HK$1,105/mo
Today · 4.125%
HK$42,822
baseline
▲ 0.50% · 4.625%
HK$45,080
+HK$2,258/mo
Deposit HK$8.01M · loan HK$8.01M · min. income ≈ HK$85,644/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$600,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,823
−HK$2,748/mo
▼ 0.25% · 3.875%
HK$45,186
−HK$1,385/mo
Today · 4.125%
HK$46,571
baseline
▲ 0.50% · 4.625%
HK$49,405
+HK$2,834/mo
Deposit HK$6.41M · loan HK$9.61M · min. income ≈ HK$93,142/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$600,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,753
−HK$2,634/mo
▼ 0.25% · 3.875%
HK$50,060
−HK$1,327/mo
Today · 4.125%
HK$51,387
baseline
▲ 0.50% · 4.625%
HK$54,096
+HK$2,709/mo
Deposit HK$6.41M · loan HK$9.61M · min. income ≈ HK$102,774/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$600,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,127
−HK$3,206/mo
▼ 0.25% · 3.875%
HK$52,717
−HK$1,616/mo
Today · 4.125%
HK$54,333
baseline
▲ 0.50% · 4.625%
HK$57,639
+HK$3,306/mo
Deposit HK$4.80M · loan HK$11.21M · min. income ≈ HK$108,666/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$600,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,878
−HK$3,073/mo
▼ 0.25% · 3.875%
HK$58,404
−HK$1,547/mo
Today · 4.125%
HK$59,951
baseline
▲ 0.50% · 4.625%
HK$63,111
+HK$3,160/mo
Deposit HK$4.80M · loan HK$11.21M · min. income ≈ HK$119,902/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$600,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,735
−HK$4,122/mo
▼ 0.25% · 3.875%
HK$67,780
−HK$2,077/mo
Today · 4.125%
HK$69,857
baseline
▲ 0.50% · 4.625%
HK$74,108
+HK$4,251/mo
Deposit HK$1.60M · loan HK$14.41M · min. income ≈ HK$139,714/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$600,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,129
−HK$3,951/mo
▼ 0.25% · 3.875%
HK$75,091
−HK$1,989/mo
Today · 4.125%
HK$77,080
baseline
▲ 0.50% · 4.625%
HK$81,143
+HK$4,063/mo
Deposit HK$1.60M · loan HK$14.41M · min. income ≈ HK$154,160/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$600,580 · Scale 2, in force from 26 Feb 2026)