LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,524
−HK$2,291/mo
▼ 0.25% · 3.875%
HK$37,660
−HK$1,155/mo
Today · 4.125%
HK$38,815
baseline
▲ 0.50% · 4.625%
HK$41,176
+HK$2,361/mo
Deposit HK$8.01M · loan HK$8.01M · min. income ≈ HK$77,630/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$600,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,633
−HK$2,195/mo
▼ 0.25% · 3.875%
HK$41,723
−HK$1,105/mo
Today · 4.125%
HK$42,828
baseline
▲ 0.50% · 4.625%
HK$45,086
+HK$2,258/mo
Deposit HK$8.01M · loan HK$8.01M · min. income ≈ HK$85,656/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$600,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,829
−HK$2,748/mo
▼ 0.25% · 3.875%
HK$45,192
−HK$1,385/mo
Today · 4.125%
HK$46,577
baseline
▲ 0.50% · 4.625%
HK$49,412
+HK$2,835/mo
Deposit HK$6.41M · loan HK$9.61M · min. income ≈ HK$93,154/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$600,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,759
−HK$2,635/mo
▼ 0.25% · 3.875%
HK$50,067
−HK$1,327/mo
Today · 4.125%
HK$51,394
baseline
▲ 0.50% · 4.625%
HK$54,103
+HK$2,709/mo
Deposit HK$6.41M · loan HK$9.61M · min. income ≈ HK$102,788/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$600,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,134
−HK$3,206/mo
▼ 0.25% · 3.875%
HK$52,724
−HK$1,616/mo
Today · 4.125%
HK$54,340
baseline
▲ 0.50% · 4.625%
HK$57,647
+HK$3,307/mo
Deposit HK$4.81M · loan HK$11.21M · min. income ≈ HK$108,680/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$600,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,886
−HK$3,073/mo
▼ 0.25% · 3.875%
HK$58,412
−HK$1,547/mo
Today · 4.125%
HK$59,959
baseline
▲ 0.50% · 4.625%
HK$63,120
+HK$3,161/mo
Deposit HK$4.81M · loan HK$11.21M · min. income ≈ HK$119,918/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$600,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,744
−HK$4,122/mo
▼ 0.25% · 3.875%
HK$67,789
−HK$2,077/mo
Today · 4.125%
HK$69,866
baseline
▲ 0.50% · 4.625%
HK$74,117
+HK$4,251/mo
Deposit HK$1.60M · loan HK$14.42M · min. income ≈ HK$139,732/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$600,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,139
−HK$3,951/mo
▼ 0.25% · 3.875%
HK$75,101
−HK$1,989/mo
Today · 4.125%
HK$77,090
baseline
▲ 0.50% · 4.625%
HK$81,154
+HK$4,064/mo
Deposit HK$1.60M · loan HK$14.42M · min. income ≈ HK$154,180/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$600,660 · Scale 2, in force from 26 Feb 2026)