LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,526
−HK$2,290/mo
▼ 0.25% · 3.875%
HK$37,662
−HK$1,154/mo
Today · 4.125%
HK$38,816
baseline
▲ 0.50% · 4.625%
HK$41,178
+HK$2,362/mo
Deposit HK$8.01M · loan HK$8.01M · min. income ≈ HK$77,632/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$600,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,634
−HK$2,196/mo
▼ 0.25% · 3.875%
HK$41,724
−HK$1,106/mo
Today · 4.125%
HK$42,830
baseline
▲ 0.50% · 4.625%
HK$45,087
+HK$2,257/mo
Deposit HK$8.01M · loan HK$8.01M · min. income ≈ HK$85,660/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$600,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,831
−HK$2,748/mo
▼ 0.25% · 3.875%
HK$45,194
−HK$1,385/mo
Today · 4.125%
HK$46,579
baseline
▲ 0.50% · 4.625%
HK$49,413
+HK$2,834/mo
Deposit HK$6.41M · loan HK$9.61M · min. income ≈ HK$93,158/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$600,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,761
−HK$2,635/mo
▼ 0.25% · 3.875%
HK$50,069
−HK$1,327/mo
Today · 4.125%
HK$51,396
baseline
▲ 0.50% · 4.625%
HK$54,105
+HK$2,709/mo
Deposit HK$6.41M · loan HK$9.61M · min. income ≈ HK$102,792/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$600,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,136
−HK$3,206/mo
▼ 0.25% · 3.875%
HK$52,726
−HK$1,616/mo
Today · 4.125%
HK$54,342
baseline
▲ 0.50% · 4.625%
HK$57,649
+HK$3,307/mo
Deposit HK$4.81M · loan HK$11.21M · min. income ≈ HK$108,684/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$600,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,888
−HK$3,073/mo
▼ 0.25% · 3.875%
HK$58,414
−HK$1,547/mo
Today · 4.125%
HK$59,961
baseline
▲ 0.50% · 4.625%
HK$63,122
+HK$3,161/mo
Deposit HK$4.81M · loan HK$11.21M · min. income ≈ HK$119,922/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$600,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,746
−HK$4,123/mo
▼ 0.25% · 3.875%
HK$67,791
−HK$2,078/mo
Today · 4.125%
HK$69,869
baseline
▲ 0.50% · 4.625%
HK$74,120
+HK$4,251/mo
Deposit HK$1.60M · loan HK$14.42M · min. income ≈ HK$139,738/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$600,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,142
−HK$3,951/mo
▼ 0.25% · 3.875%
HK$75,103
−HK$1,990/mo
Today · 4.125%
HK$77,093
baseline
▲ 0.50% · 4.625%
HK$81,157
+HK$4,064/mo
Deposit HK$1.60M · loan HK$14.42M · min. income ≈ HK$154,186/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$600,681 · Scale 2, in force from 26 Feb 2026)