LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,526
−HK$2,291/mo
▼ 0.25% · 3.875%
HK$37,662
−HK$1,155/mo
Today · 4.125%
HK$38,817
baseline
▲ 0.50% · 4.625%
HK$41,179
+HK$2,362/mo
Deposit HK$8.01M · loan HK$8.01M · min. income ≈ HK$77,634/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$600,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,635
−HK$2,195/mo
▼ 0.25% · 3.875%
HK$41,725
−HK$1,105/mo
Today · 4.125%
HK$42,830
baseline
▲ 0.50% · 4.625%
HK$45,088
+HK$2,258/mo
Deposit HK$8.01M · loan HK$8.01M · min. income ≈ HK$85,660/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$600,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,831
−HK$2,749/mo
▼ 0.25% · 3.875%
HK$45,195
−HK$1,385/mo
Today · 4.125%
HK$46,580
baseline
▲ 0.50% · 4.625%
HK$49,414
+HK$2,834/mo
Deposit HK$6.41M · loan HK$9.61M · min. income ≈ HK$93,160/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$600,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,762
−HK$2,635/mo
▼ 0.25% · 3.875%
HK$50,070
−HK$1,327/mo
Today · 4.125%
HK$51,397
baseline
▲ 0.50% · 4.625%
HK$54,106
+HK$2,709/mo
Deposit HK$6.41M · loan HK$9.61M · min. income ≈ HK$102,794/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$600,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,137
−HK$3,206/mo
▼ 0.25% · 3.875%
HK$52,727
−HK$1,616/mo
Today · 4.125%
HK$54,343
baseline
▲ 0.50% · 4.625%
HK$57,650
+HK$3,307/mo
Deposit HK$4.81M · loan HK$11.21M · min. income ≈ HK$108,686/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$600,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,889
−HK$3,074/mo
▼ 0.25% · 3.875%
HK$58,415
−HK$1,548/mo
Today · 4.125%
HK$59,963
baseline
▲ 0.50% · 4.625%
HK$63,123
+HK$3,160/mo
Deposit HK$4.81M · loan HK$11.21M · min. income ≈ HK$119,926/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$600,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,747
−HK$4,123/mo
▼ 0.25% · 3.875%
HK$67,792
−HK$2,078/mo
Today · 4.125%
HK$69,870
baseline
▲ 0.50% · 4.625%
HK$74,122
+HK$4,252/mo
Deposit HK$1.60M · loan HK$14.42M · min. income ≈ HK$139,740/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$600,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,143
−HK$3,952/mo
▼ 0.25% · 3.875%
HK$75,105
−HK$1,990/mo
Today · 4.125%
HK$77,095
baseline
▲ 0.50% · 4.625%
HK$81,159
+HK$4,064/mo
Deposit HK$1.60M · loan HK$14.42M · min. income ≈ HK$154,190/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$600,693 · Scale 2, in force from 26 Feb 2026)