LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,527
−HK$2,290/mo
▼ 0.25% · 3.875%
HK$37,663
−HK$1,154/mo
Today · 4.125%
HK$38,817
baseline
▲ 0.50% · 4.625%
HK$41,179
+HK$2,362/mo
Deposit HK$8.01M · loan HK$8.01M · min. income ≈ HK$77,634/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$600,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,635
−HK$2,196/mo
▼ 0.25% · 3.875%
HK$41,725
−HK$1,106/mo
Today · 4.125%
HK$42,831
baseline
▲ 0.50% · 4.625%
HK$45,089
+HK$2,258/mo
Deposit HK$8.01M · loan HK$8.01M · min. income ≈ HK$85,662/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$600,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,832
−HK$2,749/mo
▼ 0.25% · 3.875%
HK$45,195
−HK$1,386/mo
Today · 4.125%
HK$46,581
baseline
▲ 0.50% · 4.625%
HK$49,415
+HK$2,834/mo
Deposit HK$6.41M · loan HK$9.61M · min. income ≈ HK$93,162/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$600,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,763
−HK$2,634/mo
▼ 0.25% · 3.875%
HK$50,070
−HK$1,327/mo
Today · 4.125%
HK$51,397
baseline
▲ 0.50% · 4.625%
HK$54,106
+HK$2,709/mo
Deposit HK$6.41M · loan HK$9.61M · min. income ≈ HK$102,794/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$600,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,137
−HK$3,207/mo
▼ 0.25% · 3.875%
HK$52,728
−HK$1,616/mo
Today · 4.125%
HK$54,344
baseline
▲ 0.50% · 4.625%
HK$57,651
+HK$3,307/mo
Deposit HK$4.81M · loan HK$11.21M · min. income ≈ HK$108,688/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$600,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,890
−HK$3,073/mo
▼ 0.25% · 3.875%
HK$58,415
−HK$1,548/mo
Today · 4.125%
HK$59,963
baseline
▲ 0.50% · 4.625%
HK$63,124
+HK$3,161/mo
Deposit HK$4.81M · loan HK$11.21M · min. income ≈ HK$119,926/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$600,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,748
−HK$4,123/mo
▼ 0.25% · 3.875%
HK$67,793
−HK$2,078/mo
Today · 4.125%
HK$69,871
baseline
▲ 0.50% · 4.625%
HK$74,122
+HK$4,251/mo
Deposit HK$1.60M · loan HK$14.42M · min. income ≈ HK$139,742/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$600,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,144
−HK$3,952/mo
▼ 0.25% · 3.875%
HK$75,105
−HK$1,991/mo
Today · 4.125%
HK$77,096
baseline
▲ 0.50% · 4.625%
HK$81,159
+HK$4,063/mo
Deposit HK$1.60M · loan HK$14.42M · min. income ≈ HK$154,192/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$600,699 · Scale 2, in force from 26 Feb 2026)