LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,530
−HK$2,291/mo
▼ 0.25% · 3.875%
HK$37,666
−HK$1,155/mo
Today · 4.125%
HK$38,821
baseline
▲ 0.50% · 4.625%
HK$41,183
+HK$2,362/mo
Deposit HK$8.01M · loan HK$8.01M · min. income ≈ HK$77,642/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$600,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,639
−HK$2,196/mo
▼ 0.25% · 3.875%
HK$41,729
−HK$1,106/mo
Today · 4.125%
HK$42,835
baseline
▲ 0.50% · 4.625%
HK$45,093
+HK$2,258/mo
Deposit HK$8.01M · loan HK$8.01M · min. income ≈ HK$85,670/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$600,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,836
−HK$2,749/mo
▼ 0.25% · 3.875%
HK$45,200
−HK$1,385/mo
Today · 4.125%
HK$46,585
baseline
▲ 0.50% · 4.625%
HK$49,420
+HK$2,835/mo
Deposit HK$6.41M · loan HK$9.61M · min. income ≈ HK$93,170/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$600,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,767
−HK$2,635/mo
▼ 0.25% · 3.875%
HK$50,075
−HK$1,327/mo
Today · 4.125%
HK$51,402
baseline
▲ 0.50% · 4.625%
HK$54,112
+HK$2,710/mo
Deposit HK$6.41M · loan HK$9.61M · min. income ≈ HK$102,804/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$600,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,142
−HK$3,207/mo
▼ 0.25% · 3.875%
HK$52,733
−HK$1,616/mo
Today · 4.125%
HK$54,349
baseline
▲ 0.50% · 4.625%
HK$57,656
+HK$3,307/mo
Deposit HK$4.81M · loan HK$11.21M · min. income ≈ HK$108,698/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$600,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,895
−HK$3,074/mo
▼ 0.25% · 3.875%
HK$58,421
−HK$1,548/mo
Today · 4.125%
HK$59,969
baseline
▲ 0.50% · 4.625%
HK$63,130
+HK$3,161/mo
Deposit HK$4.81M · loan HK$11.21M · min. income ≈ HK$119,938/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$600,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,754
−HK$4,124/mo
▼ 0.25% · 3.875%
HK$67,800
−HK$2,078/mo
Today · 4.125%
HK$69,878
baseline
▲ 0.50% · 4.625%
HK$74,130
+HK$4,252/mo
Deposit HK$1.60M · loan HK$14.42M · min. income ≈ HK$139,756/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$600,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,151
−HK$3,952/mo
▼ 0.25% · 3.875%
HK$75,113
−HK$1,990/mo
Today · 4.125%
HK$77,103
baseline
▲ 0.50% · 4.625%
HK$81,167
+HK$4,064/mo
Deposit HK$1.60M · loan HK$14.42M · min. income ≈ HK$154,206/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$600,758 · Scale 2, in force from 26 Feb 2026)