LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,530
−HK$2,291/mo
▼ 0.25% · 3.875%
HK$37,667
−HK$1,154/mo
Today · 4.125%
HK$38,821
baseline
▲ 0.50% · 4.625%
HK$41,183
+HK$2,362/mo
Deposit HK$8.01M · loan HK$8.01M · min. income ≈ HK$77,642/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$600,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,640
−HK$2,195/mo
▼ 0.25% · 3.875%
HK$41,730
−HK$1,105/mo
Today · 4.125%
HK$42,835
baseline
▲ 0.50% · 4.625%
HK$45,093
+HK$2,258/mo
Deposit HK$8.01M · loan HK$8.01M · min. income ≈ HK$85,670/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$600,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,837
−HK$2,748/mo
▼ 0.25% · 3.875%
HK$45,200
−HK$1,385/mo
Today · 4.125%
HK$46,585
baseline
▲ 0.50% · 4.625%
HK$49,420
+HK$2,835/mo
Deposit HK$6.41M · loan HK$9.61M · min. income ≈ HK$93,170/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$600,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,768
−HK$2,634/mo
▼ 0.25% · 3.875%
HK$50,076
−HK$1,326/mo
Today · 4.125%
HK$51,402
baseline
▲ 0.50% · 4.625%
HK$54,112
+HK$2,710/mo
Deposit HK$6.41M · loan HK$9.61M · min. income ≈ HK$102,804/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$600,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,143
−HK$3,207/mo
▼ 0.25% · 3.875%
HK$52,733
−HK$1,617/mo
Today · 4.125%
HK$54,350
baseline
▲ 0.50% · 4.625%
HK$57,657
+HK$3,307/mo
Deposit HK$4.81M · loan HK$11.21M · min. income ≈ HK$108,700/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$600,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,896
−HK$3,074/mo
▼ 0.25% · 3.875%
HK$58,422
−HK$1,548/mo
Today · 4.125%
HK$59,970
baseline
▲ 0.50% · 4.625%
HK$63,131
+HK$3,161/mo
Deposit HK$4.81M · loan HK$11.21M · min. income ≈ HK$119,940/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$600,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,755
−HK$4,123/mo
▼ 0.25% · 3.875%
HK$67,800
−HK$2,078/mo
Today · 4.125%
HK$69,878
baseline
▲ 0.50% · 4.625%
HK$74,130
+HK$4,252/mo
Deposit HK$1.60M · loan HK$14.42M · min. income ≈ HK$139,756/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$600,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,152
−HK$3,952/mo
▼ 0.25% · 3.875%
HK$75,113
−HK$1,991/mo
Today · 4.125%
HK$77,104
baseline
▲ 0.50% · 4.625%
HK$81,168
+HK$4,064/mo
Deposit HK$1.60M · loan HK$14.42M · min. income ≈ HK$154,208/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$600,763 · Scale 2, in force from 26 Feb 2026)