LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,531
−HK$2,291/mo
▼ 0.25% · 3.875%
HK$37,667
−HK$1,155/mo
Today · 4.125%
HK$38,822
baseline
▲ 0.50% · 4.625%
HK$41,184
+HK$2,362/mo
Deposit HK$8.01M · loan HK$8.01M · min. income ≈ HK$77,644/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$600,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,640
−HK$2,196/mo
▼ 0.25% · 3.875%
HK$41,730
−HK$1,106/mo
Today · 4.125%
HK$42,836
baseline
▲ 0.50% · 4.625%
HK$45,094
+HK$2,258/mo
Deposit HK$8.01M · loan HK$8.01M · min. income ≈ HK$85,672/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$600,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,837
−HK$2,749/mo
▼ 0.25% · 3.875%
HK$45,201
−HK$1,385/mo
Today · 4.125%
HK$46,586
baseline
▲ 0.50% · 4.625%
HK$49,421
+HK$2,835/mo
Deposit HK$6.41M · loan HK$9.61M · min. income ≈ HK$93,172/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$600,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,768
−HK$2,635/mo
▼ 0.25% · 3.875%
HK$50,076
−HK$1,327/mo
Today · 4.125%
HK$51,403
baseline
▲ 0.50% · 4.625%
HK$54,113
+HK$2,710/mo
Deposit HK$6.41M · loan HK$9.61M · min. income ≈ HK$102,806/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$600,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,143
−HK$3,208/mo
▼ 0.25% · 3.875%
HK$52,734
−HK$1,617/mo
Today · 4.125%
HK$54,351
baseline
▲ 0.50% · 4.625%
HK$57,658
+HK$3,307/mo
Deposit HK$4.81M · loan HK$11.21M · min. income ≈ HK$108,702/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$600,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,897
−HK$3,073/mo
▼ 0.25% · 3.875%
HK$58,422
−HK$1,548/mo
Today · 4.125%
HK$59,970
baseline
▲ 0.50% · 4.625%
HK$63,132
+HK$3,162/mo
Deposit HK$4.81M · loan HK$11.21M · min. income ≈ HK$119,940/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$600,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,756
−HK$4,123/mo
▼ 0.25% · 3.875%
HK$67,801
−HK$2,078/mo
Today · 4.125%
HK$69,879
baseline
▲ 0.50% · 4.625%
HK$74,131
+HK$4,252/mo
Deposit HK$1.60M · loan HK$14.42M · min. income ≈ HK$139,758/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$600,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,153
−HK$3,952/mo
▼ 0.25% · 3.875%
HK$75,115
−HK$1,990/mo
Today · 4.125%
HK$77,105
baseline
▲ 0.50% · 4.625%
HK$81,169
+HK$4,064/mo
Deposit HK$1.60M · loan HK$14.42M · min. income ≈ HK$154,210/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$600,772 · Scale 2, in force from 26 Feb 2026)