LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,533
−HK$2,291/mo
▼ 0.25% · 3.875%
HK$37,669
−HK$1,155/mo
Today · 4.125%
HK$38,824
baseline
▲ 0.50% · 4.625%
HK$41,186
+HK$2,362/mo
Deposit HK$8.01M · loan HK$8.01M · min. income ≈ HK$77,648/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$600,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,643
−HK$2,195/mo
▼ 0.25% · 3.875%
HK$41,733
−HK$1,105/mo
Today · 4.125%
HK$42,838
baseline
▲ 0.50% · 4.625%
HK$45,096
+HK$2,258/mo
Deposit HK$8.01M · loan HK$8.01M · min. income ≈ HK$85,676/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$600,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,840
−HK$2,749/mo
▼ 0.25% · 3.875%
HK$45,203
−HK$1,386/mo
Today · 4.125%
HK$46,589
baseline
▲ 0.50% · 4.625%
HK$49,424
+HK$2,835/mo
Deposit HK$6.41M · loan HK$9.61M · min. income ≈ HK$93,178/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$600,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,771
−HK$2,635/mo
▼ 0.25% · 3.875%
HK$50,079
−HK$1,327/mo
Today · 4.125%
HK$51,406
baseline
▲ 0.50% · 4.625%
HK$54,116
+HK$2,710/mo
Deposit HK$6.41M · loan HK$9.61M · min. income ≈ HK$102,812/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$600,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,146
−HK$3,208/mo
▼ 0.25% · 3.875%
HK$52,737
−HK$1,617/mo
Today · 4.125%
HK$54,354
baseline
▲ 0.50% · 4.625%
HK$57,661
+HK$3,307/mo
Deposit HK$4.81M · loan HK$11.22M · min. income ≈ HK$108,708/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$600,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,900
−HK$3,074/mo
▼ 0.25% · 3.875%
HK$58,426
−HK$1,548/mo
Today · 4.125%
HK$59,974
baseline
▲ 0.50% · 4.625%
HK$63,135
+HK$3,161/mo
Deposit HK$4.81M · loan HK$11.22M · min. income ≈ HK$119,948/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$600,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,759
−HK$4,124/mo
▼ 0.25% · 3.875%
HK$67,805
−HK$2,078/mo
Today · 4.125%
HK$69,883
baseline
▲ 0.50% · 4.625%
HK$74,135
+HK$4,252/mo
Deposit HK$1.60M · loan HK$14.42M · min. income ≈ HK$139,766/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$600,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,157
−HK$3,952/mo
▼ 0.25% · 3.875%
HK$75,119
−HK$1,990/mo
Today · 4.125%
HK$77,109
baseline
▲ 0.50% · 4.625%
HK$81,174
+HK$4,065/mo
Deposit HK$1.60M · loan HK$14.42M · min. income ≈ HK$154,218/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$600,805 · Scale 2, in force from 26 Feb 2026)