LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,533
−HK$2,291/mo
▼ 0.25% · 3.875%
HK$37,670
−HK$1,154/mo
Today · 4.125%
HK$38,824
baseline
▲ 0.50% · 4.625%
HK$41,187
+HK$2,363/mo
Deposit HK$8.01M · loan HK$8.01M · min. income ≈ HK$77,648/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$600,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,643
−HK$2,196/mo
▼ 0.25% · 3.875%
HK$41,733
−HK$1,106/mo
Today · 4.125%
HK$42,839
baseline
▲ 0.50% · 4.625%
HK$45,097
+HK$2,258/mo
Deposit HK$8.01M · loan HK$8.01M · min. income ≈ HK$85,678/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$600,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,840
−HK$2,749/mo
▼ 0.25% · 3.875%
HK$45,204
−HK$1,385/mo
Today · 4.125%
HK$46,589
baseline
▲ 0.50% · 4.625%
HK$49,424
+HK$2,835/mo
Deposit HK$6.41M · loan HK$9.61M · min. income ≈ HK$93,178/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$600,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,772
−HK$2,635/mo
▼ 0.25% · 3.875%
HK$50,080
−HK$1,327/mo
Today · 4.125%
HK$51,407
baseline
▲ 0.50% · 4.625%
HK$54,116
+HK$2,709/mo
Deposit HK$6.41M · loan HK$9.61M · min. income ≈ HK$102,814/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$600,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,147
−HK$3,207/mo
▼ 0.25% · 3.875%
HK$52,738
−HK$1,616/mo
Today · 4.125%
HK$54,354
baseline
▲ 0.50% · 4.625%
HK$57,661
+HK$3,307/mo
Deposit HK$4.81M · loan HK$11.22M · min. income ≈ HK$108,708/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$600,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,900
−HK$3,074/mo
▼ 0.25% · 3.875%
HK$58,426
−HK$1,548/mo
Today · 4.125%
HK$59,974
baseline
▲ 0.50% · 4.625%
HK$63,136
+HK$3,162/mo
Deposit HK$4.81M · loan HK$11.22M · min. income ≈ HK$119,948/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$600,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,760
−HK$4,124/mo
▼ 0.25% · 3.875%
HK$67,806
−HK$2,078/mo
Today · 4.125%
HK$69,884
baseline
▲ 0.50% · 4.625%
HK$74,136
+HK$4,252/mo
Deposit HK$1.60M · loan HK$14.42M · min. income ≈ HK$139,768/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$600,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,157
−HK$3,953/mo
▼ 0.25% · 3.875%
HK$75,119
−HK$1,991/mo
Today · 4.125%
HK$77,110
baseline
▲ 0.50% · 4.625%
HK$81,174
+HK$4,064/mo
Deposit HK$1.60M · loan HK$14.42M · min. income ≈ HK$154,220/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$600,810 · Scale 2, in force from 26 Feb 2026)