LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,538
−HK$2,291/mo
▼ 0.25% · 3.875%
HK$37,674
−HK$1,155/mo
Today · 4.125%
HK$38,829
baseline
▲ 0.50% · 4.625%
HK$41,192
+HK$2,363/mo
Deposit HK$8.01M · loan HK$8.01M · min. income ≈ HK$77,658/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$600,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,648
−HK$2,196/mo
▼ 0.25% · 3.875%
HK$41,738
−HK$1,106/mo
Today · 4.125%
HK$42,844
baseline
▲ 0.50% · 4.625%
HK$45,103
+HK$2,259/mo
Deposit HK$8.01M · loan HK$8.01M · min. income ≈ HK$85,688/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$600,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,845
−HK$2,750/mo
▼ 0.25% · 3.875%
HK$45,209
−HK$1,386/mo
Today · 4.125%
HK$46,595
baseline
▲ 0.50% · 4.625%
HK$49,430
+HK$2,835/mo
Deposit HK$6.41M · loan HK$9.61M · min. income ≈ HK$93,190/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$600,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,778
−HK$2,635/mo
▼ 0.25% · 3.875%
HK$50,086
−HK$1,327/mo
Today · 4.125%
HK$51,413
baseline
▲ 0.50% · 4.625%
HK$54,123
+HK$2,710/mo
Deposit HK$6.41M · loan HK$9.61M · min. income ≈ HK$102,826/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$600,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,153
−HK$3,208/mo
▼ 0.25% · 3.875%
HK$52,744
−HK$1,617/mo
Today · 4.125%
HK$54,361
baseline
▲ 0.50% · 4.625%
HK$57,669
+HK$3,308/mo
Deposit HK$4.81M · loan HK$11.22M · min. income ≈ HK$108,722/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$600,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,907
−HK$3,075/mo
▼ 0.25% · 3.875%
HK$58,434
−HK$1,548/mo
Today · 4.125%
HK$59,982
baseline
▲ 0.50% · 4.625%
HK$63,144
+HK$3,162/mo
Deposit HK$4.81M · loan HK$11.22M · min. income ≈ HK$119,964/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$600,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,768
−HK$4,124/mo
▼ 0.25% · 3.875%
HK$67,814
−HK$2,078/mo
Today · 4.125%
HK$69,892
baseline
▲ 0.50% · 4.625%
HK$74,145
+HK$4,253/mo
Deposit HK$1.60M · loan HK$14.42M · min. income ≈ HK$139,784/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$600,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,167
−HK$3,952/mo
▼ 0.25% · 3.875%
HK$75,129
−HK$1,990/mo
Today · 4.125%
HK$77,119
baseline
▲ 0.50% · 4.625%
HK$81,185
+HK$4,066/mo
Deposit HK$1.60M · loan HK$14.42M · min. income ≈ HK$154,238/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$600,885 · Scale 2, in force from 26 Feb 2026)