LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,542
−HK$2,291/mo
▼ 0.25% · 3.875%
HK$37,678
−HK$1,155/mo
Today · 4.125%
HK$38,833
baseline
▲ 0.50% · 4.625%
HK$41,196
+HK$2,363/mo
Deposit HK$8.01M · loan HK$8.01M · min. income ≈ HK$77,666/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$600,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,652
−HK$2,197/mo
▼ 0.25% · 3.875%
HK$41,743
−HK$1,106/mo
Today · 4.125%
HK$42,849
baseline
▲ 0.50% · 4.625%
HK$45,107
+HK$2,258/mo
Deposit HK$8.01M · loan HK$8.01M · min. income ≈ HK$85,698/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$600,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,850
−HK$2,750/mo
▼ 0.25% · 3.875%
HK$45,214
−HK$1,386/mo
Today · 4.125%
HK$46,600
baseline
▲ 0.50% · 4.625%
HK$49,435
+HK$2,835/mo
Deposit HK$6.41M · loan HK$9.62M · min. income ≈ HK$93,200/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$600,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,783
−HK$2,635/mo
▼ 0.25% · 3.875%
HK$50,091
−HK$1,327/mo
Today · 4.125%
HK$51,418
baseline
▲ 0.50% · 4.625%
HK$54,129
+HK$2,711/mo
Deposit HK$6.41M · loan HK$9.62M · min. income ≈ HK$102,836/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$600,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,158
−HK$3,209/mo
▼ 0.25% · 3.875%
HK$52,750
−HK$1,617/mo
Today · 4.125%
HK$54,367
baseline
▲ 0.50% · 4.625%
HK$57,675
+HK$3,308/mo
Deposit HK$4.81M · loan HK$11.22M · min. income ≈ HK$108,734/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$600,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,913
−HK$3,075/mo
▼ 0.25% · 3.875%
HK$58,440
−HK$1,548/mo
Today · 4.125%
HK$59,988
baseline
▲ 0.50% · 4.625%
HK$63,150
+HK$3,162/mo
Deposit HK$4.81M · loan HK$11.22M · min. income ≈ HK$119,976/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$600,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,775
−HK$4,125/mo
▼ 0.25% · 3.875%
HK$67,821
−HK$2,079/mo
Today · 4.125%
HK$69,900
baseline
▲ 0.50% · 4.625%
HK$74,153
+HK$4,253/mo
Deposit HK$1.60M · loan HK$14.42M · min. income ≈ HK$139,800/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$600,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,174
−HK$3,954/mo
▼ 0.25% · 3.875%
HK$75,137
−HK$1,991/mo
Today · 4.125%
HK$77,128
baseline
▲ 0.50% · 4.625%
HK$81,193
+HK$4,065/mo
Deposit HK$1.60M · loan HK$14.42M · min. income ≈ HK$154,256/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$600,949 · Scale 2, in force from 26 Feb 2026)