LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,544
−HK$2,291/mo
▼ 0.25% · 3.875%
HK$37,680
−HK$1,155/mo
Today · 4.125%
HK$38,835
baseline
▲ 0.50% · 4.625%
HK$41,198
+HK$2,363/mo
Deposit HK$8.01M · loan HK$8.01M · min. income ≈ HK$77,670/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$600,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,654
−HK$2,197/mo
▼ 0.25% · 3.875%
HK$41,745
−HK$1,106/mo
Today · 4.125%
HK$42,851
baseline
▲ 0.50% · 4.625%
HK$45,110
+HK$2,259/mo
Deposit HK$8.01M · loan HK$8.01M · min. income ≈ HK$85,702/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$600,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,852
−HK$2,750/mo
▼ 0.25% · 3.875%
HK$45,216
−HK$1,386/mo
Today · 4.125%
HK$46,602
baseline
▲ 0.50% · 4.625%
HK$49,438
+HK$2,836/mo
Deposit HK$6.41M · loan HK$9.62M · min. income ≈ HK$93,204/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$600,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,785
−HK$2,636/mo
▼ 0.25% · 3.875%
HK$50,094
−HK$1,327/mo
Today · 4.125%
HK$51,421
baseline
▲ 0.50% · 4.625%
HK$54,131
+HK$2,710/mo
Deposit HK$6.41M · loan HK$9.62M · min. income ≈ HK$102,842/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$600,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,161
−HK$3,208/mo
▼ 0.25% · 3.875%
HK$52,752
−HK$1,617/mo
Today · 4.125%
HK$54,369
baseline
▲ 0.50% · 4.625%
HK$57,678
+HK$3,309/mo
Deposit HK$4.81M · loan HK$11.22M · min. income ≈ HK$108,738/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$600,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,916
−HK$3,075/mo
▼ 0.25% · 3.875%
HK$58,443
−HK$1,548/mo
Today · 4.125%
HK$59,991
baseline
▲ 0.50% · 4.625%
HK$63,153
+HK$3,162/mo
Deposit HK$4.81M · loan HK$11.22M · min. income ≈ HK$119,982/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$600,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,778
−HK$4,125/mo
▼ 0.25% · 3.875%
HK$67,825
−HK$2,078/mo
Today · 4.125%
HK$69,903
baseline
▲ 0.50% · 4.625%
HK$74,157
+HK$4,254/mo
Deposit HK$1.60M · loan HK$14.42M · min. income ≈ HK$139,806/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$600,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,178
−HK$3,953/mo
▼ 0.25% · 3.875%
HK$75,140
−HK$1,991/mo
Today · 4.125%
HK$77,131
baseline
▲ 0.50% · 4.625%
HK$81,197
+HK$4,066/mo
Deposit HK$1.60M · loan HK$14.42M · min. income ≈ HK$154,262/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$600,979 · Scale 2, in force from 26 Feb 2026)