LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,544
−HK$2,292/mo
▼ 0.25% · 3.875%
HK$37,681
−HK$1,155/mo
Today · 4.125%
HK$38,836
baseline
▲ 0.50% · 4.625%
HK$41,199
+HK$2,363/mo
Deposit HK$8.01M · loan HK$8.01M · min. income ≈ HK$77,672/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$600,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,655
−HK$2,196/mo
▼ 0.25% · 3.875%
HK$41,745
−HK$1,106/mo
Today · 4.125%
HK$42,851
baseline
▲ 0.50% · 4.625%
HK$45,110
+HK$2,259/mo
Deposit HK$8.01M · loan HK$8.01M · min. income ≈ HK$85,702/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$600,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,853
−HK$2,750/mo
▼ 0.25% · 3.875%
HK$45,217
−HK$1,386/mo
Today · 4.125%
HK$46,603
baseline
▲ 0.50% · 4.625%
HK$49,439
+HK$2,836/mo
Deposit HK$6.41M · loan HK$9.62M · min. income ≈ HK$93,206/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$600,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,786
−HK$2,636/mo
▼ 0.25% · 3.875%
HK$50,094
−HK$1,328/mo
Today · 4.125%
HK$51,422
baseline
▲ 0.50% · 4.625%
HK$54,132
+HK$2,710/mo
Deposit HK$6.41M · loan HK$9.62M · min. income ≈ HK$102,844/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$600,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,162
−HK$3,208/mo
▼ 0.25% · 3.875%
HK$52,753
−HK$1,617/mo
Today · 4.125%
HK$54,370
baseline
▲ 0.50% · 4.625%
HK$57,678
+HK$3,308/mo
Deposit HK$4.81M · loan HK$11.22M · min. income ≈ HK$108,740/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$600,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,917
−HK$3,075/mo
▼ 0.25% · 3.875%
HK$58,444
−HK$1,548/mo
Today · 4.125%
HK$59,992
baseline
▲ 0.50% · 4.625%
HK$63,154
+HK$3,162/mo
Deposit HK$4.81M · loan HK$11.22M · min. income ≈ HK$119,984/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$600,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,780
−HK$4,124/mo
▼ 0.25% · 3.875%
HK$67,826
−HK$2,078/mo
Today · 4.125%
HK$69,904
baseline
▲ 0.50% · 4.625%
HK$74,158
+HK$4,254/mo
Deposit HK$1.60M · loan HK$14.42M · min. income ≈ HK$139,808/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$600,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,179
−HK$3,954/mo
▼ 0.25% · 3.875%
HK$75,142
−HK$1,991/mo
Today · 4.125%
HK$77,133
baseline
▲ 0.50% · 4.625%
HK$81,198
+HK$4,065/mo
Deposit HK$1.60M · loan HK$14.42M · min. income ≈ HK$154,266/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$600,988 · Scale 2, in force from 26 Feb 2026)