LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,544
−HK$2,292/mo
▼ 0.25% · 3.875%
HK$37,681
−HK$1,155/mo
Today · 4.125%
HK$38,836
baseline
▲ 0.50% · 4.625%
HK$41,199
+HK$2,363/mo
Deposit HK$8.01M · loan HK$8.01M · min. income ≈ HK$77,672/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$600,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,655
−HK$2,197/mo
▼ 0.25% · 3.875%
HK$41,746
−HK$1,106/mo
Today · 4.125%
HK$42,852
baseline
▲ 0.50% · 4.625%
HK$45,111
+HK$2,259/mo
Deposit HK$8.01M · loan HK$8.01M · min. income ≈ HK$85,704/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$600,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,853
−HK$2,750/mo
▼ 0.25% · 3.875%
HK$45,217
−HK$1,386/mo
Today · 4.125%
HK$46,603
baseline
▲ 0.50% · 4.625%
HK$49,439
+HK$2,836/mo
Deposit HK$6.41M · loan HK$9.62M · min. income ≈ HK$93,206/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$600,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,786
−HK$2,636/mo
▼ 0.25% · 3.875%
HK$50,095
−HK$1,327/mo
Today · 4.125%
HK$51,422
baseline
▲ 0.50% · 4.625%
HK$54,133
+HK$2,711/mo
Deposit HK$6.41M · loan HK$9.62M · min. income ≈ HK$102,844/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$600,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,162
−HK$3,209/mo
▼ 0.25% · 3.875%
HK$52,754
−HK$1,617/mo
Today · 4.125%
HK$54,371
baseline
▲ 0.50% · 4.625%
HK$57,679
+HK$3,308/mo
Deposit HK$4.81M · loan HK$11.22M · min. income ≈ HK$108,742/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$600,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,918
−HK$3,075/mo
▼ 0.25% · 3.875%
HK$58,444
−HK$1,549/mo
Today · 4.125%
HK$59,993
baseline
▲ 0.50% · 4.625%
HK$63,155
+HK$3,162/mo
Deposit HK$4.81M · loan HK$11.22M · min. income ≈ HK$119,986/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$600,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,780
−HK$4,125/mo
▼ 0.25% · 3.875%
HK$67,826
−HK$2,079/mo
Today · 4.125%
HK$69,905
baseline
▲ 0.50% · 4.625%
HK$74,159
+HK$4,254/mo
Deposit HK$1.60M · loan HK$14.42M · min. income ≈ HK$139,810/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$600,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,180
−HK$3,953/mo
▼ 0.25% · 3.875%
HK$75,142
−HK$1,991/mo
Today · 4.125%
HK$77,133
baseline
▲ 0.50% · 4.625%
HK$81,199
+HK$4,066/mo
Deposit HK$1.60M · loan HK$14.42M · min. income ≈ HK$154,266/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$600,994 · Scale 2, in force from 26 Feb 2026)