LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,545
−HK$2,291/mo
▼ 0.25% · 3.875%
HK$37,682
−HK$1,154/mo
Today · 4.125%
HK$38,836
baseline
▲ 0.50% · 4.625%
HK$41,200
+HK$2,364/mo
Deposit HK$8.01M · loan HK$8.01M · min. income ≈ HK$77,672/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$600,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,656
−HK$2,196/mo
▼ 0.25% · 3.875%
HK$41,746
−HK$1,106/mo
Today · 4.125%
HK$42,852
baseline
▲ 0.50% · 4.625%
HK$45,111
+HK$2,259/mo
Deposit HK$8.01M · loan HK$8.01M · min. income ≈ HK$85,704/mo (50% DSR)
Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$600,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,854
−HK$2,750/mo
▼ 0.25% · 3.875%
HK$45,218
−HK$1,386/mo
Today · 4.125%
HK$46,604
baseline
▲ 0.50% · 4.625%
HK$49,440
+HK$2,836/mo
Deposit HK$6.41M · loan HK$9.62M · min. income ≈ HK$93,208/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$600,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,787
−HK$2,636/mo
▼ 0.25% · 3.875%
HK$50,095
−HK$1,328/mo
Today · 4.125%
HK$51,423
baseline
▲ 0.50% · 4.625%
HK$54,133
+HK$2,710/mo
Deposit HK$6.41M · loan HK$9.62M · min. income ≈ HK$102,846/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$600,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,163
−HK$3,208/mo
▼ 0.25% · 3.875%
HK$52,754
−HK$1,617/mo
Today · 4.125%
HK$54,371
baseline
▲ 0.50% · 4.625%
HK$57,679
+HK$3,308/mo
Deposit HK$4.81M · loan HK$11.22M · min. income ≈ HK$108,742/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$600,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,918
−HK$3,075/mo
▼ 0.25% · 3.875%
HK$58,445
−HK$1,548/mo
Today · 4.125%
HK$59,993
baseline
▲ 0.50% · 4.625%
HK$63,155
+HK$3,162/mo
Deposit HK$4.81M · loan HK$11.22M · min. income ≈ HK$119,986/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$600,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,781
−HK$4,125/mo
▼ 0.25% · 3.875%
HK$67,827
−HK$2,079/mo
Today · 4.125%
HK$69,906
baseline
▲ 0.50% · 4.625%
HK$74,159
+HK$4,253/mo
Deposit HK$1.60M · loan HK$14.42M · min. income ≈ HK$139,812/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$600,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,180
−HK$3,954/mo
▼ 0.25% · 3.875%
HK$75,143
−HK$1,991/mo
Today · 4.125%
HK$77,134
baseline
▲ 0.50% · 4.625%
HK$81,200
+HK$4,066/mo
Deposit HK$1.60M · loan HK$14.42M · min. income ≈ HK$154,268/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$600,999 · Scale 2, in force from 26 Feb 2026)