LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,548
−HK$2,292/mo
▼ 0.25% · 3.875%
HK$37,685
−HK$1,155/mo
Today · 4.125%
HK$38,840
baseline
▲ 0.50% · 4.625%
HK$41,203
+HK$2,363/mo
Deposit HK$8.01M · loan HK$8.01M · min. income ≈ HK$77,680/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$601,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,659
−HK$2,197/mo
▼ 0.25% · 3.875%
HK$41,750
−HK$1,106/mo
Today · 4.125%
HK$42,856
baseline
▲ 0.50% · 4.625%
HK$45,115
+HK$2,259/mo
Deposit HK$8.01M · loan HK$8.01M · min. income ≈ HK$85,712/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$601,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,857
−HK$2,751/mo
▼ 0.25% · 3.875%
HK$45,222
−HK$1,386/mo
Today · 4.125%
HK$46,608
baseline
▲ 0.50% · 4.625%
HK$49,444
+HK$2,836/mo
Deposit HK$6.41M · loan HK$9.62M · min. income ≈ HK$93,216/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$601,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,791
−HK$2,636/mo
▼ 0.25% · 3.875%
HK$50,099
−HK$1,328/mo
Today · 4.125%
HK$51,427
baseline
▲ 0.50% · 4.625%
HK$54,138
+HK$2,711/mo
Deposit HK$6.41M · loan HK$9.62M · min. income ≈ HK$102,854/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$601,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,167
−HK$3,209/mo
▼ 0.25% · 3.875%
HK$52,758
−HK$1,618/mo
Today · 4.125%
HK$54,376
baseline
▲ 0.50% · 4.625%
HK$57,684
+HK$3,308/mo
Deposit HK$4.81M · loan HK$11.22M · min. income ≈ HK$108,752/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$601,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,923
−HK$3,075/mo
▼ 0.25% · 3.875%
HK$58,449
−HK$1,549/mo
Today · 4.125%
HK$59,998
baseline
▲ 0.50% · 4.625%
HK$63,161
+HK$3,163/mo
Deposit HK$4.81M · loan HK$11.22M · min. income ≈ HK$119,996/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$601,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,786
−HK$4,125/mo
▼ 0.25% · 3.875%
HK$67,832
−HK$2,079/mo
Today · 4.125%
HK$69,911
baseline
▲ 0.50% · 4.625%
HK$74,165
+HK$4,254/mo
Deposit HK$1.60M · loan HK$14.43M · min. income ≈ HK$139,822/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$601,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,186
−HK$3,954/mo
▼ 0.25% · 3.875%
HK$75,149
−HK$1,991/mo
Today · 4.125%
HK$77,140
baseline
▲ 0.50% · 4.625%
HK$81,206
+HK$4,066/mo
Deposit HK$1.60M · loan HK$14.43M · min. income ≈ HK$154,280/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$601,048 · Scale 2, in force from 26 Feb 2026)