LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,550
−HK$2,292/mo
▼ 0.25% · 3.875%
HK$37,687
−HK$1,155/mo
Today · 4.125%
HK$38,842
baseline
▲ 0.50% · 4.625%
HK$41,205
+HK$2,363/mo
Deposit HK$8.01M · loan HK$8.01M · min. income ≈ HK$77,684/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$601,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,661
−HK$2,197/mo
▼ 0.25% · 3.875%
HK$41,752
−HK$1,106/mo
Today · 4.125%
HK$42,858
baseline
▲ 0.50% · 4.625%
HK$45,117
+HK$2,259/mo
Deposit HK$8.01M · loan HK$8.01M · min. income ≈ HK$85,716/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$601,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,860
−HK$2,750/mo
▼ 0.25% · 3.875%
HK$45,224
−HK$1,386/mo
Today · 4.125%
HK$46,610
baseline
▲ 0.50% · 4.625%
HK$49,446
+HK$2,836/mo
Deposit HK$6.41M · loan HK$9.62M · min. income ≈ HK$93,220/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$601,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,793
−HK$2,637/mo
▼ 0.25% · 3.875%
HK$50,102
−HK$1,328/mo
Today · 4.125%
HK$51,430
baseline
▲ 0.50% · 4.625%
HK$54,140
+HK$2,710/mo
Deposit HK$6.41M · loan HK$9.62M · min. income ≈ HK$102,860/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$601,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,170
−HK$3,208/mo
▼ 0.25% · 3.875%
HK$52,761
−HK$1,617/mo
Today · 4.125%
HK$54,378
baseline
▲ 0.50% · 4.625%
HK$57,687
+HK$3,309/mo
Deposit HK$4.81M · loan HK$11.22M · min. income ≈ HK$108,756/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$601,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,926
−HK$3,075/mo
▼ 0.25% · 3.875%
HK$58,452
−HK$1,549/mo
Today · 4.125%
HK$60,001
baseline
▲ 0.50% · 4.625%
HK$63,164
+HK$3,163/mo
Deposit HK$4.81M · loan HK$11.22M · min. income ≈ HK$120,002/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$601,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,789
−HK$4,126/mo
▼ 0.25% · 3.875%
HK$67,836
−HK$2,079/mo
Today · 4.125%
HK$69,915
baseline
▲ 0.50% · 4.625%
HK$74,169
+HK$4,254/mo
Deposit HK$1.60M · loan HK$14.43M · min. income ≈ HK$139,830/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$601,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,190
−HK$3,954/mo
▼ 0.25% · 3.875%
HK$75,153
−HK$1,991/mo
Today · 4.125%
HK$77,144
baseline
▲ 0.50% · 4.625%
HK$81,211
+HK$4,067/mo
Deposit HK$1.60M · loan HK$14.43M · min. income ≈ HK$154,288/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$601,079 · Scale 2, in force from 26 Feb 2026)