LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,551
−HK$2,292/mo
▼ 0.25% · 3.875%
HK$37,688
−HK$1,155/mo
Today · 4.125%
HK$38,843
baseline
▲ 0.50% · 4.625%
HK$41,206
+HK$2,363/mo
Deposit HK$8.01M · loan HK$8.01M · min. income ≈ HK$77,686/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$601,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,662
−HK$2,197/mo
▼ 0.25% · 3.875%
HK$41,753
−HK$1,106/mo
Today · 4.125%
HK$42,859
baseline
▲ 0.50% · 4.625%
HK$45,119
+HK$2,260/mo
Deposit HK$8.01M · loan HK$8.01M · min. income ≈ HK$85,718/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$601,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,861
−HK$2,751/mo
▼ 0.25% · 3.875%
HK$45,225
−HK$1,387/mo
Today · 4.125%
HK$46,612
baseline
▲ 0.50% · 4.625%
HK$49,448
+HK$2,836/mo
Deposit HK$6.41M · loan HK$9.62M · min. income ≈ HK$93,224/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$601,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,795
−HK$2,636/mo
▼ 0.25% · 3.875%
HK$50,104
−HK$1,327/mo
Today · 4.125%
HK$51,431
baseline
▲ 0.50% · 4.625%
HK$54,142
+HK$2,711/mo
Deposit HK$6.41M · loan HK$9.62M · min. income ≈ HK$102,862/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$601,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,171
−HK$3,209/mo
▼ 0.25% · 3.875%
HK$52,763
−HK$1,617/mo
Today · 4.125%
HK$54,380
baseline
▲ 0.50% · 4.625%
HK$57,689
+HK$3,309/mo
Deposit HK$4.81M · loan HK$11.22M · min. income ≈ HK$108,760/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$601,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,927
−HK$3,076/mo
▼ 0.25% · 3.875%
HK$58,454
−HK$1,549/mo
Today · 4.125%
HK$60,003
baseline
▲ 0.50% · 4.625%
HK$63,166
+HK$3,163/mo
Deposit HK$4.81M · loan HK$11.22M · min. income ≈ HK$120,006/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$601,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,792
−HK$4,125/mo
▼ 0.25% · 3.875%
HK$67,838
−HK$2,079/mo
Today · 4.125%
HK$69,917
baseline
▲ 0.50% · 4.625%
HK$74,172
+HK$4,255/mo
Deposit HK$1.60M · loan HK$14.43M · min. income ≈ HK$139,834/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$601,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,192
−HK$3,955/mo
▼ 0.25% · 3.875%
HK$75,155
−HK$1,992/mo
Today · 4.125%
HK$77,147
baseline
▲ 0.50% · 4.625%
HK$81,213
+HK$4,066/mo
Deposit HK$1.60M · loan HK$14.43M · min. income ≈ HK$154,294/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$601,099 · Scale 2, in force from 26 Feb 2026)