LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,551
−HK$2,292/mo
▼ 0.25% · 3.875%
HK$37,688
−HK$1,155/mo
Today · 4.125%
HK$38,843
baseline
▲ 0.50% · 4.625%
HK$41,207
+HK$2,364/mo
Deposit HK$8.01M · loan HK$8.01M · min. income ≈ HK$77,686/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$601,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,663
−HK$2,197/mo
▼ 0.25% · 3.875%
HK$41,753
−HK$1,107/mo
Today · 4.125%
HK$42,860
baseline
▲ 0.50% · 4.625%
HK$45,119
+HK$2,259/mo
Deposit HK$8.01M · loan HK$8.01M · min. income ≈ HK$85,720/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$601,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,861
−HK$2,751/mo
▼ 0.25% · 3.875%
HK$45,226
−HK$1,386/mo
Today · 4.125%
HK$46,612
baseline
▲ 0.50% · 4.625%
HK$49,448
+HK$2,836/mo
Deposit HK$6.41M · loan HK$9.62M · min. income ≈ HK$93,224/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$601,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,795
−HK$2,636/mo
▼ 0.25% · 3.875%
HK$50,104
−HK$1,327/mo
Today · 4.125%
HK$51,431
baseline
▲ 0.50% · 4.625%
HK$54,142
+HK$2,711/mo
Deposit HK$6.41M · loan HK$9.62M · min. income ≈ HK$102,862/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$601,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,171
−HK$3,209/mo
▼ 0.25% · 3.875%
HK$52,763
−HK$1,617/mo
Today · 4.125%
HK$54,380
baseline
▲ 0.50% · 4.625%
HK$57,689
+HK$3,309/mo
Deposit HK$4.81M · loan HK$11.22M · min. income ≈ HK$108,760/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$601,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,928
−HK$3,075/mo
▼ 0.25% · 3.875%
HK$58,454
−HK$1,549/mo
Today · 4.125%
HK$60,003
baseline
▲ 0.50% · 4.625%
HK$63,166
+HK$3,163/mo
Deposit HK$4.81M · loan HK$11.22M · min. income ≈ HK$120,006/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$601,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,792
−HK$4,126/mo
▼ 0.25% · 3.875%
HK$67,838
−HK$2,080/mo
Today · 4.125%
HK$69,918
baseline
▲ 0.50% · 4.625%
HK$74,172
+HK$4,254/mo
Deposit HK$1.60M · loan HK$14.43M · min. income ≈ HK$139,836/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$601,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,193
−HK$3,954/mo
▼ 0.25% · 3.875%
HK$75,156
−HK$1,991/mo
Today · 4.125%
HK$77,147
baseline
▲ 0.50% · 4.625%
HK$81,214
+HK$4,067/mo
Deposit HK$1.60M · loan HK$14.43M · min. income ≈ HK$154,294/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$601,101 · Scale 2, in force from 26 Feb 2026)