LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,554
−HK$2,292/mo
▼ 0.25% · 3.875%
HK$37,691
−HK$1,155/mo
Today · 4.125%
HK$38,846
baseline
▲ 0.50% · 4.625%
HK$41,210
+HK$2,364/mo
Deposit HK$8.02M · loan HK$8.02M · min. income ≈ HK$77,692/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$601,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,666
−HK$2,197/mo
▼ 0.25% · 3.875%
HK$41,757
−HK$1,106/mo
Today · 4.125%
HK$42,863
baseline
▲ 0.50% · 4.625%
HK$45,122
+HK$2,259/mo
Deposit HK$8.02M · loan HK$8.02M · min. income ≈ HK$85,726/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$601,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,865
−HK$2,751/mo
▼ 0.25% · 3.875%
HK$45,229
−HK$1,387/mo
Today · 4.125%
HK$46,616
baseline
▲ 0.50% · 4.625%
HK$49,452
+HK$2,836/mo
Deposit HK$6.41M · loan HK$9.62M · min. income ≈ HK$93,232/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$601,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,799
−HK$2,637/mo
▼ 0.25% · 3.875%
HK$50,108
−HK$1,328/mo
Today · 4.125%
HK$51,436
baseline
▲ 0.50% · 4.625%
HK$54,147
+HK$2,711/mo
Deposit HK$6.41M · loan HK$9.62M · min. income ≈ HK$102,872/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$601,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,176
−HK$3,209/mo
▼ 0.25% · 3.875%
HK$52,768
−HK$1,617/mo
Today · 4.125%
HK$54,385
baseline
▲ 0.50% · 4.625%
HK$57,694
+HK$3,309/mo
Deposit HK$4.81M · loan HK$11.22M · min. income ≈ HK$108,770/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$601,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,932
−HK$3,076/mo
▼ 0.25% · 3.875%
HK$58,459
−HK$1,549/mo
Today · 4.125%
HK$60,008
baseline
▲ 0.50% · 4.625%
HK$63,171
+HK$3,163/mo
Deposit HK$4.81M · loan HK$11.22M · min. income ≈ HK$120,016/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$601,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,797
−HK$4,126/mo
▼ 0.25% · 3.875%
HK$67,844
−HK$2,079/mo
Today · 4.125%
HK$69,923
baseline
▲ 0.50% · 4.625%
HK$74,178
+HK$4,255/mo
Deposit HK$1.60M · loan HK$14.43M · min. income ≈ HK$139,846/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$601,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,199
−HK$3,955/mo
▼ 0.25% · 3.875%
HK$75,162
−HK$1,992/mo
Today · 4.125%
HK$77,154
baseline
▲ 0.50% · 4.625%
HK$81,220
+HK$4,066/mo
Deposit HK$1.60M · loan HK$14.43M · min. income ≈ HK$154,308/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$601,151 · Scale 2, in force from 26 Feb 2026)