LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,555
−HK$2,292/mo
▼ 0.25% · 3.875%
HK$37,692
−HK$1,155/mo
Today · 4.125%
HK$38,847
baseline
▲ 0.50% · 4.625%
HK$41,211
+HK$2,364/mo
Deposit HK$8.02M · loan HK$8.02M · min. income ≈ HK$77,694/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$601,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,667
−HK$2,197/mo
▼ 0.25% · 3.875%
HK$41,758
−HK$1,106/mo
Today · 4.125%
HK$42,864
baseline
▲ 0.50% · 4.625%
HK$45,123
+HK$2,259/mo
Deposit HK$8.02M · loan HK$8.02M · min. income ≈ HK$85,728/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$601,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,866
−HK$2,751/mo
▼ 0.25% · 3.875%
HK$45,230
−HK$1,387/mo
Today · 4.125%
HK$46,617
baseline
▲ 0.50% · 4.625%
HK$49,453
+HK$2,836/mo
Deposit HK$6.41M · loan HK$9.62M · min. income ≈ HK$93,234/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$601,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,800
−HK$2,637/mo
▼ 0.25% · 3.875%
HK$50,109
−HK$1,328/mo
Today · 4.125%
HK$51,437
baseline
▲ 0.50% · 4.625%
HK$54,148
+HK$2,711/mo
Deposit HK$6.41M · loan HK$9.62M · min. income ≈ HK$102,874/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$601,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,177
−HK$3,209/mo
▼ 0.25% · 3.875%
HK$52,769
−HK$1,617/mo
Today · 4.125%
HK$54,386
baseline
▲ 0.50% · 4.625%
HK$57,695
+HK$3,309/mo
Deposit HK$4.81M · loan HK$11.22M · min. income ≈ HK$108,772/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$601,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,934
−HK$3,076/mo
▼ 0.25% · 3.875%
HK$58,461
−HK$1,549/mo
Today · 4.125%
HK$60,010
baseline
▲ 0.50% · 4.625%
HK$63,173
+HK$3,163/mo
Deposit HK$4.81M · loan HK$11.22M · min. income ≈ HK$120,020/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$601,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,799
−HK$4,126/mo
▼ 0.25% · 3.875%
HK$67,845
−HK$2,080/mo
Today · 4.125%
HK$69,925
baseline
▲ 0.50% · 4.625%
HK$74,180
+HK$4,255/mo
Deposit HK$1.60M · loan HK$14.43M · min. income ≈ HK$139,850/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$601,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,200
−HK$3,955/mo
▼ 0.25% · 3.875%
HK$75,164
−HK$1,991/mo
Today · 4.125%
HK$77,155
baseline
▲ 0.50% · 4.625%
HK$81,222
+HK$4,067/mo
Deposit HK$1.60M · loan HK$14.43M · min. income ≈ HK$154,310/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$601,164 · Scale 2, in force from 26 Feb 2026)