LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,556
−HK$2,292/mo
▼ 0.25% · 3.875%
HK$37,693
−HK$1,155/mo
Today · 4.125%
HK$38,848
baseline
▲ 0.50% · 4.625%
HK$41,212
+HK$2,364/mo
Deposit HK$8.02M · loan HK$8.02M · min. income ≈ HK$77,696/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$601,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,668
−HK$2,197/mo
▼ 0.25% · 3.875%
HK$41,758
−HK$1,107/mo
Today · 4.125%
HK$42,865
baseline
▲ 0.50% · 4.625%
HK$45,124
+HK$2,259/mo
Deposit HK$8.02M · loan HK$8.02M · min. income ≈ HK$85,730/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$601,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,867
−HK$2,750/mo
▼ 0.25% · 3.875%
HK$45,231
−HK$1,386/mo
Today · 4.125%
HK$46,617
baseline
▲ 0.50% · 4.625%
HK$49,454
+HK$2,837/mo
Deposit HK$6.41M · loan HK$9.62M · min. income ≈ HK$93,234/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$601,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,801
−HK$2,637/mo
▼ 0.25% · 3.875%
HK$50,110
−HK$1,328/mo
Today · 4.125%
HK$51,438
baseline
▲ 0.50% · 4.625%
HK$54,149
+HK$2,711/mo
Deposit HK$6.41M · loan HK$9.62M · min. income ≈ HK$102,876/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$601,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,178
−HK$3,209/mo
▼ 0.25% · 3.875%
HK$52,770
−HK$1,617/mo
Today · 4.125%
HK$54,387
baseline
▲ 0.50% · 4.625%
HK$57,696
+HK$3,309/mo
Deposit HK$4.81M · loan HK$11.22M · min. income ≈ HK$108,774/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$601,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,935
−HK$3,076/mo
▼ 0.25% · 3.875%
HK$58,462
−HK$1,549/mo
Today · 4.125%
HK$60,011
baseline
▲ 0.50% · 4.625%
HK$63,174
+HK$3,163/mo
Deposit HK$4.81M · loan HK$11.22M · min. income ≈ HK$120,022/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$601,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,800
−HK$4,126/mo
▼ 0.25% · 3.875%
HK$67,847
−HK$2,079/mo
Today · 4.125%
HK$69,926
baseline
▲ 0.50% · 4.625%
HK$74,181
+HK$4,255/mo
Deposit HK$1.60M · loan HK$14.43M · min. income ≈ HK$139,852/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$601,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,202
−HK$3,955/mo
▼ 0.25% · 3.875%
HK$75,165
−HK$1,992/mo
Today · 4.125%
HK$77,157
baseline
▲ 0.50% · 4.625%
HK$81,224
+HK$4,067/mo
Deposit HK$1.60M · loan HK$14.43M · min. income ≈ HK$154,314/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$601,176 · Scale 2, in force from 26 Feb 2026)