LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,556
−HK$2,293/mo
▼ 0.25% · 3.875%
HK$37,693
−HK$1,156/mo
Today · 4.125%
HK$38,849
baseline
▲ 0.50% · 4.625%
HK$41,212
+HK$2,363/mo
Deposit HK$8.02M · loan HK$8.02M · min. income ≈ HK$77,698/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$601,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,668
−HK$2,198/mo
▼ 0.25% · 3.875%
HK$41,759
−HK$1,107/mo
Today · 4.125%
HK$42,866
baseline
▲ 0.50% · 4.625%
HK$45,125
+HK$2,259/mo
Deposit HK$8.02M · loan HK$8.02M · min. income ≈ HK$85,732/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$601,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,867
−HK$2,751/mo
▼ 0.25% · 3.875%
HK$45,232
−HK$1,386/mo
Today · 4.125%
HK$46,618
baseline
▲ 0.50% · 4.625%
HK$49,455
+HK$2,837/mo
Deposit HK$6.41M · loan HK$9.62M · min. income ≈ HK$93,236/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$601,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,802
−HK$2,637/mo
▼ 0.25% · 3.875%
HK$50,111
−HK$1,328/mo
Today · 4.125%
HK$51,439
baseline
▲ 0.50% · 4.625%
HK$54,150
+HK$2,711/mo
Deposit HK$6.41M · loan HK$9.62M · min. income ≈ HK$102,878/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$601,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,179
−HK$3,209/mo
▼ 0.25% · 3.875%
HK$52,771
−HK$1,617/mo
Today · 4.125%
HK$54,388
baseline
▲ 0.50% · 4.625%
HK$57,697
+HK$3,309/mo
Deposit HK$4.81M · loan HK$11.22M · min. income ≈ HK$108,776/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$601,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,936
−HK$3,076/mo
▼ 0.25% · 3.875%
HK$58,463
−HK$1,549/mo
Today · 4.125%
HK$60,012
baseline
▲ 0.50% · 4.625%
HK$63,175
+HK$3,163/mo
Deposit HK$4.81M · loan HK$11.22M · min. income ≈ HK$120,024/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$601,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,801
−HK$4,127/mo
▼ 0.25% · 3.875%
HK$67,848
−HK$2,080/mo
Today · 4.125%
HK$69,928
baseline
▲ 0.50% · 4.625%
HK$74,182
+HK$4,254/mo
Deposit HK$1.60M · loan HK$14.43M · min. income ≈ HK$139,856/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$601,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,203
−HK$3,955/mo
▼ 0.25% · 3.875%
HK$75,166
−HK$1,992/mo
Today · 4.125%
HK$77,158
baseline
▲ 0.50% · 4.625%
HK$81,225
+HK$4,067/mo
Deposit HK$1.60M · loan HK$14.43M · min. income ≈ HK$154,316/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$601,187 · Scale 2, in force from 26 Feb 2026)