LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,557
−HK$2,293/mo
▼ 0.25% · 3.875%
HK$37,695
−HK$1,155/mo
Today · 4.125%
HK$38,850
baseline
▲ 0.50% · 4.625%
HK$41,214
+HK$2,364/mo
Deposit HK$8.02M · loan HK$8.02M · min. income ≈ HK$77,700/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$601,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,670
−HK$2,197/mo
▼ 0.25% · 3.875%
HK$41,760
−HK$1,107/mo
Today · 4.125%
HK$42,867
baseline
▲ 0.50% · 4.625%
HK$45,127
+HK$2,260/mo
Deposit HK$8.02M · loan HK$8.02M · min. income ≈ HK$85,734/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$601,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,869
−HK$2,751/mo
▼ 0.25% · 3.875%
HK$45,233
−HK$1,387/mo
Today · 4.125%
HK$46,620
baseline
▲ 0.50% · 4.625%
HK$49,457
+HK$2,837/mo
Deposit HK$6.41M · loan HK$9.62M · min. income ≈ HK$93,240/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$601,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,804
−HK$2,636/mo
▼ 0.25% · 3.875%
HK$50,113
−HK$1,327/mo
Today · 4.125%
HK$51,440
baseline
▲ 0.50% · 4.625%
HK$54,152
+HK$2,712/mo
Deposit HK$6.41M · loan HK$9.62M · min. income ≈ HK$102,880/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$601,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,180
−HK$3,210/mo
▼ 0.25% · 3.875%
HK$52,772
−HK$1,618/mo
Today · 4.125%
HK$54,390
baseline
▲ 0.50% · 4.625%
HK$57,699
+HK$3,309/mo
Deposit HK$4.81M · loan HK$11.22M · min. income ≈ HK$108,780/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$601,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,938
−HK$3,076/mo
▼ 0.25% · 3.875%
HK$58,465
−HK$1,549/mo
Today · 4.125%
HK$60,014
baseline
▲ 0.50% · 4.625%
HK$63,177
+HK$3,163/mo
Deposit HK$4.81M · loan HK$11.22M · min. income ≈ HK$120,028/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$601,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,803
−HK$4,127/mo
▼ 0.25% · 3.875%
HK$67,850
−HK$2,080/mo
Today · 4.125%
HK$69,930
baseline
▲ 0.50% · 4.625%
HK$74,185
+HK$4,255/mo
Deposit HK$1.60M · loan HK$14.43M · min. income ≈ HK$139,860/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$601,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,205
−HK$3,956/mo
▼ 0.25% · 3.875%
HK$75,169
−HK$1,992/mo
Today · 4.125%
HK$77,161
baseline
▲ 0.50% · 4.625%
HK$81,228
+HK$4,067/mo
Deposit HK$1.60M · loan HK$14.43M · min. income ≈ HK$154,322/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$601,205 · Scale 2, in force from 26 Feb 2026)