LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,559
−HK$2,293/mo
▼ 0.25% · 3.875%
HK$37,696
−HK$1,156/mo
Today · 4.125%
HK$38,852
baseline
▲ 0.50% · 4.625%
HK$41,216
+HK$2,364/mo
Deposit HK$8.02M · loan HK$8.02M · min. income ≈ HK$77,704/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$601,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,672
−HK$2,197/mo
▼ 0.25% · 3.875%
HK$41,762
−HK$1,107/mo
Today · 4.125%
HK$42,869
baseline
▲ 0.50% · 4.625%
HK$45,129
+HK$2,260/mo
Deposit HK$8.02M · loan HK$8.02M · min. income ≈ HK$85,738/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$601,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,871
−HK$2,751/mo
▼ 0.25% · 3.875%
HK$45,236
−HK$1,386/mo
Today · 4.125%
HK$46,622
baseline
▲ 0.50% · 4.625%
HK$49,459
+HK$2,837/mo
Deposit HK$6.41M · loan HK$9.62M · min. income ≈ HK$93,244/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$601,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,806
−HK$2,637/mo
▼ 0.25% · 3.875%
HK$50,115
−HK$1,328/mo
Today · 4.125%
HK$51,443
baseline
▲ 0.50% · 4.625%
HK$54,154
+HK$2,711/mo
Deposit HK$6.41M · loan HK$9.62M · min. income ≈ HK$102,886/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$601,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,183
−HK$3,209/mo
▼ 0.25% · 3.875%
HK$52,775
−HK$1,617/mo
Today · 4.125%
HK$54,392
baseline
▲ 0.50% · 4.625%
HK$57,702
+HK$3,310/mo
Deposit HK$4.81M · loan HK$11.22M · min. income ≈ HK$108,784/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$601,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,940
−HK$3,077/mo
▼ 0.25% · 3.875%
HK$58,467
−HK$1,550/mo
Today · 4.125%
HK$60,017
baseline
▲ 0.50% · 4.625%
HK$63,180
+HK$3,163/mo
Deposit HK$4.81M · loan HK$11.22M · min. income ≈ HK$120,034/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$601,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,806
−HK$4,127/mo
▼ 0.25% · 3.875%
HK$67,853
−HK$2,080/mo
Today · 4.125%
HK$69,933
baseline
▲ 0.50% · 4.625%
HK$74,188
+HK$4,255/mo
Deposit HK$1.60M · loan HK$14.43M · min. income ≈ HK$139,866/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$601,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,209
−HK$3,955/mo
▼ 0.25% · 3.875%
HK$75,172
−HK$1,992/mo
Today · 4.125%
HK$77,164
baseline
▲ 0.50% · 4.625%
HK$81,232
+HK$4,068/mo
Deposit HK$1.60M · loan HK$14.43M · min. income ≈ HK$154,328/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$601,234 · Scale 2, in force from 26 Feb 2026)