LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,560
−HK$2,293/mo
▼ 0.25% · 3.875%
HK$37,697
−HK$1,156/mo
Today · 4.125%
HK$38,853
baseline
▲ 0.50% · 4.625%
HK$41,217
+HK$2,364/mo
Deposit HK$8.02M · loan HK$8.02M · min. income ≈ HK$77,706/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$601,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,673
−HK$2,197/mo
▼ 0.25% · 3.875%
HK$41,764
−HK$1,106/mo
Today · 4.125%
HK$42,870
baseline
▲ 0.50% · 4.625%
HK$45,130
+HK$2,260/mo
Deposit HK$8.02M · loan HK$8.02M · min. income ≈ HK$85,740/mo (50% DSR)
Upfront cash ≈ HK$8.62M (deposit + AVD stamp duty HK$601,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,872
−HK$2,751/mo
▼ 0.25% · 3.875%
HK$45,237
−HK$1,386/mo
Today · 4.125%
HK$46,623
baseline
▲ 0.50% · 4.625%
HK$49,460
+HK$2,837/mo
Deposit HK$6.41M · loan HK$9.62M · min. income ≈ HK$93,246/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$601,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,807
−HK$2,637/mo
▼ 0.25% · 3.875%
HK$50,116
−HK$1,328/mo
Today · 4.125%
HK$51,444
baseline
▲ 0.50% · 4.625%
HK$54,156
+HK$2,712/mo
Deposit HK$6.41M · loan HK$9.62M · min. income ≈ HK$102,888/mo (50% DSR)
Upfront cash ≈ HK$7.01M (deposit + AVD stamp duty HK$601,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,184
−HK$3,210/mo
▼ 0.25% · 3.875%
HK$52,776
−HK$1,618/mo
Today · 4.125%
HK$54,394
baseline
▲ 0.50% · 4.625%
HK$57,704
+HK$3,310/mo
Deposit HK$4.81M · loan HK$11.22M · min. income ≈ HK$108,788/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$601,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,942
−HK$3,076/mo
▼ 0.25% · 3.875%
HK$58,469
−HK$1,549/mo
Today · 4.125%
HK$60,018
baseline
▲ 0.50% · 4.625%
HK$63,182
+HK$3,164/mo
Deposit HK$4.81M · loan HK$11.22M · min. income ≈ HK$120,036/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$601,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,808
−HK$4,127/mo
▼ 0.25% · 3.875%
HK$67,855
−HK$2,080/mo
Today · 4.125%
HK$69,935
baseline
▲ 0.50% · 4.625%
HK$74,190
+HK$4,255/mo
Deposit HK$1.60M · loan HK$14.43M · min. income ≈ HK$139,870/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$601,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,211
−HK$3,955/mo
▼ 0.25% · 3.875%
HK$75,175
−HK$1,991/mo
Today · 4.125%
HK$77,166
baseline
▲ 0.50% · 4.625%
HK$81,234
+HK$4,068/mo
Deposit HK$1.60M · loan HK$14.43M · min. income ≈ HK$154,332/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$601,252 · Scale 2, in force from 26 Feb 2026)